10130 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10130 S Prospect Ave, Chicago, IL 60643 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Architecture StyleBungalow
Year BuiltBuilt 1950
Square Footage1,314 sqft Living Area
Lot Size4,992 sqft (0.115 acres)
OccupancyOwner Occupied
Tax Bill$3,814.00 (2023)

Owner

Source: Cook County records · APN 25-07-414-075

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10130 S PROSPECT AVE, CHICAGO, IL 60643-2153
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Aug 18, 2021Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
May 11, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERICA REVERSE
May 11, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10130 S PROSPECT AVE, CHICAGO, IL 60643-2153
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyLAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10130 S PROSPECT AVE, CHICAGO, IL 60643-2153

Mortgage

Document Number0023046353
DateAug 18, 2021
Instrument2123046353
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term840 Months
DueAug 05, 2091
Interest
Rate TypeAdjustable Rate
Rate2.57%
Type Change DateOct 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10130 S PROSPECT AVE, CHICAGO, IL 60643-2153
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyLAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10130 S PROSPECT AVE, CHICAGO, IL 60643-2153

Mortgage

Document Number0023046354
DateAug 18, 2021
Instrument2123046354
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term840 Months
DueAug 05, 2091
Interest
Rate TypeAdjustable Rate
Rate2.57%
Type Change DateOct 01, 2021
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10130 S PROSPECT AVE, CHICAGO, IL 60643-2153
Document Number2022639207
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address10130 S PROSPECT AVE CHICAGO IL 606432153, CHICAGO, IL 60643-2153

Mortgage

Document Number2022639207
DateAug 13, 2020
Instrument22639207
Lender
NameFINANCE OF AMERICA REVERSE
AddressTULSA, OK 74133
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term852 Months
DueAug 12, 2091
Interest
Rate TypeAdjustable Rate
Rate3.83%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10130 S PROSPECT AVE, CHICAGO, IL 60643-2153
Document Number2022639208
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10130 S PROSPECT AVE CHICAGO IL 606432153, CHICAGO, IL 60643-2153

Mortgage

Document Number2022639208
DateAug 13, 2020
Instrument22639208
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term852 Months
DueAug 12, 2091
Interest
Rate TypeAdjustable Rate
Rate3.83%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$27,000 (+12.5%) Land $6,240 Building $20,760$270,000 (+12.5%) Land $62,400 Building $207,600
2023$3,814.00 (+3.61%)
2022$3,681.00 (+120.55%) Homeowner's exemption Senior Citizen's exemption$24,000 (-) Land $4,992 Building $19,008$240,000 (-) Land $49,920 Building $190,080
2021$1,669.00 Homeowner's exemption Senior Citizen's exemption$24,000 Land $4,992 Building $19,008$240,000 Land $49,920 Building $190,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN25-07-414-075
Alternative APN
  • 25-07-414-075-0000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,314 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1950
Architectural StyleBungalow Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialAsphalt Roof
Lot Area4,992 sqft (0.115 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address10130 S PROSPECT AVE
CityCHICAGO
StateIL
Zip60643-2153
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description(BRAYTONS) SUB OF LT11 IN BLK4 OF BLUE ISLAND LAND & BLDG COS SUB OF WASHINGTON HTS OF S100ACS OF SW OF SEC 08 & EH SE SEC 07
Legal Range14E
Legal Township37N
Legal Section07
Legal SubdivisionBRAYTONS SUB
Legal Block4
Legal Lot Number11
JurisdictionCOOK IL
Minor Civil DivisionCHICAGO
Census Blockgroup3
Census Block3036
Census Tract720200

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