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10127 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10127 S Prospect Ave, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,133 sqft · built 1868
Lot Size0.351 acres (15,300 sqft)
OwnerIndividual Name on Record
Tax Bill$2,894 (2023)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-08-306-014

Property Details

APN / Parcel Number

Primary APN25-08-306-014
Alternative APN
  • 25-08-306-014-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,133 sqft Living Area
1st Floor Area1,133 sqft

Exterior

Year BuiltBuilt 1868
Effective Year BuiltEffective 1870
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,300 sqft (0.351 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address10127 S PROSPECT AVE
CityCHICAGO
StateIL
Zip60643-2152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLOT 44 IN BLK 3 IN WASHINGTON HEIGH TS SUB SW4 OF SEC08+ T37N R14E 3P
Legal Range14E
Legal Township37N
Legal Section08
Legal SubdivisionWASHINGTON HEIGHTS
Legal Block3
Legal Lot Number44
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2011
Census Tract720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10127 S PROSPECT AVE, CHICAGO, IL 60643-2152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10127 S PROSPECT AVE, CHICAGO, IL 60643-2152
Document Number2026822141
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10127 S PROSPECT AVE CHICAGO IL 606432152, CHICAGO, IL 60643-2152

Mortgage

Document Number2026822141
DateSep 24, 2020
Instrument26822141
Lender
NameCME LNDG GROUP LLC
AddressCHESTERTON, IN 46304
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 23, 2040
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,360 (+43.33%) Land $12,485 Building $11,875$243,600 (+43.33%) Land $124,850 Building $118,750
2023$2,894.00 (+3.36%)
2022$2,800.00 (+1.63%) Homeowner's exemption$16,996 (-) Land $8,889 Building $8,107$169,960 (-) Land $88,890 Building $81,070
2021$2,755.00 Homeowner's exemption$16,996 Land $8,889 Building $8,107$169,960 Land $88,890 Building $81,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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