1013 W Peak Rd, Creston, NC 28615 Property Records

Ashe County property record for 1013 W Peak Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 1959
Lot Size	7.7 acres (335,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,500 (May 2018)
Tax Bill	$854 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11030-303`

Property Details

APN / Parcel Number

Primary APN	`11030-303`
Alternative APNs	`112917230603` `102645`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	840 sqft Heated Area
Gross Area	1,680 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Lot Area	335,586 sqft (7.7 acres)

Location & Zoning

Account Number	102645
Old Parcel Number	11030303
Street Address	1013 W PEAK RD
City	CRESTON
State	NC
Zip	28615-9468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7.704 A RT 1119 (RURAL PAVED)
Legal Subdivision	E W SLUDER HEIRS ESTATES
Legal Tract	1
Jurisdiction	ASHE NC
Township / Civil Division	NORTH FORK
Census Block Group	2
Census Block	2028
Census Tract	970300

Owner

Source: Ashe County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 W PEAK RD, CRESTON, NC 28615-9468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 7, 2007	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Jul 1, 2013	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
May 31, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION
May 16, 2007	Commissioner's Deed, Foreclosure · Line of Credit BANK OF GRANITE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	May 16, 2007 · Amount on Record
Deed Document Number	20182421
Deed Book / Page	491 / 1289
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1013 W PEAK RD, CRESTON, NC 28615-9468
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000583/677
Date	Mar 30, 2026
Book Page	583/677
Instrument	1316

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1013 W PEAK RD, CRESTON, NC 28615-9468
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00527/1788
Date	May 28, 2021
Book Page	527/1788
Instrument	3090

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.95%
Index	5-Year CMT
Max Rate	8.95%

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1013 W PEAK RD, CRESTON, NC 28615-9468
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00375/1778
Date	Dec 7, 2007
Book Page	0375/1778
Instrument	2007-0008918

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1013 W PEAK RD, CRESTON, NC 28615-9468
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00442/1125
Date	Jul 1, 2013
Book Page	0442/1125
Instrument	03003

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2043

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	May 31, 2018
Property Address	1013 W PEAK RD, CRESTON, NC 28615-9468
Document Number	00491/1289
Book / Page	491 / 1289
Instrument Date	May 31, 2018
Instrument	000000002421
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 W PEAK RD, CRESTON, NC 28615-9468

Mortgage

Document Number	0000000491/0000001293
Date	May 31, 2018
Book Page	0000000491/0000001293
Instrument	000000002422

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Jun 1, 2023
Index	Other

May 2007: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ASHE NC
Recording Date	May 16, 2007
Property Address	1013 W PEAK RD, CRESTON, NC 28615-9468
Document Number	00365/2129
Book / Page	0365 / 2129
Instrument Date	May 11, 2007
Instrument	2007-0003620
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3409, BOONE, NC 28607-0779

Mortgage

Document Number	20070003622
Date	May 16, 2007
Instrument	2007-0003622

Lender

Name	BANK OF GRANITE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 9, 2008

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$854.00	$163,000 (-) Land $43,500 Building $119,500	$163,000 (-) Land $43,500 Building $119,500
2025	$854.00 (+4.02%)	$163,000 (-) Land $43,500 Building $119,500	$163,000 (-) Land $43,500 Building $119,500
2023	$821.00 (+2.63%)	$163,000 (+42.73%) Land $43,500 Building $119,500	$163,000 (+42.73%) Land $43,500 Building $119,500
2022	$800.00	$114,200 Land $43,500 Building $70,700	$114,200 Land $43,500 Building $70,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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