396 W Peak Rd, Creston, NC 28615 Property Records

Ashe County property record for 396 W Peak Rd, Creston, NC 28615

Property Summary

Property TypeSingle Family Home
Details1,740 sqft · built 2022
Lot Size34.6 acres (1,510,661 sqft)
Owner2 Individual Names on File
Tax Bill$2,946 (2026)
Deeds & MortgagesJan 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN11030-128

Property Details

APN / Parcel Number

Primary APN11030-128
Alternative APNs
  • 112917054262
  • 19014

Interior

Plumbing Fixtures12 Plumbing Fixtures
Building Area1,740 sqft Heated Area
Gross Area3,480 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Lot Area1,510,661 sqft (34.6 acres)

Location & Zoning

Account Number19014
Old Parcel Number11030128
Street Address396 W PEAK RD
CityCRESTON
StateNC
Zip28615-9465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description34.68 A ADJ DEWITT LEWIS RT 1119 (RURAL PAVED) '16
Legal SubdivisionN FORK
JurisdictionASHE NC
Township / Civil DivisionNORTH FORK
Census Block Group2
Census Block2029
Census Tract970300

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address396 W PEAK RD, CRESTON, NC 28615-9465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 13, 2016
Transfer Doc0000002647
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address396 W PEAK RD, CRESTON, NC 28615-9465
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00536/2251
DateJan 7, 2022
Book Page536/2251
Instrument103
Lender
NameHERBERT N FRANCIS ESTATE INC
TypeNon-Lending Institution
AddressWEST JEFFERSON, NC 28694
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,946.00 (-0.03%)$559,300 (-) Land $166,600 Building $392,700$559,300 (-) Land $166,600 Building $392,700
2025$2,947.00 (+11.67%)$559,300 (+7.54%) Land $166,600 Building $392,700$559,300 (+7.54%) Land $166,600 Building $392,700
2023$2,639.00 (+164.43%)$520,100 (+203.44%) Land $166,600 Building $353,500$520,100 (+203.44%) Land $166,600 Building $353,500
2022$998.00$171,400 Land $121,400 Building $50,000$171,400 Land $121,400 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on W Peak Rd

Nearby Streets

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