1013 Valley St, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 1013 Valley St, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 943 sqft · built 1948
Lot Size	0.165 acres (7,176 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2026)
Tax Bill	$965 (2023)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`5614 22 7569`

Property Details

APN / Parcel Number

Primary APN	`5614 22 7569`
Alternative APNs	`04017 0012.190000` `138770`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	943 sqft Living Area
Gross Area	1,093 sqft
1st Floor Area	943 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,176 sqft (0.165 acres)
Lot Dimensions	104 ft deep x 69 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Driveway	Concrete Driveway
Driveway Area	896 sqft
Porch	Slab
Porch Area	150 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	138770
Street Address	1013 VALLEY ST
City	KANNAPOLIS
State	NC
Zip	28081-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 4 KANNAPOLIS NW SEC VI MAP 1
Legal Subdivision	WEST C ST
Legal Lot Number	4
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2019
Census Tract	41002

Owner

1013 Valley St is owned and occupied by an individual who bought it in April 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1013 VALLEY ST, KANNAPOLIS, NC 28081-3310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Jul 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Jul 8, 2020 · Amount on File
Deed Document Number	20269845
Deed Book / Page	17962 / 93
Prior Transfer Date	Sep 25, 2003
Prior Transfer Doc	4927000147
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 29, 2026
Property Address	1013 VALLEY ST, KANNAPOLIS, NC 28081-3310
Document Number	0001796293
Book / Page	17962 / 93
Instrument Date	Apr 28, 2026
Instrument	20269845
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 VALLEY ST, KANNAPOLIS, NC 28081-3310

Mortgage

Document Number	0000009846,
Date	Apr 29, 2026
Instrument	20269846

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 8, 2020
Property Address	1013 VALLEY ST, KANNAPOLIS, NC 28081-3310
Document Number	14312150
Book / Page	014312 / 000150
Instrument Date	May 15, 2020
Instrument	21414
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E LENOIR ST RALEIGH NC 276012333, RALEIGH, NC 27601-2333

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,120 Land $48,000 Building $100,120
2024			$148,120 (+110.19%) Land $48,000 Building $100,120
2023	$965.00	$70,470 Land $12,800 Building $57,670	$70,470 Land $12,800 Building $57,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1013 Valley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Valley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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