1008 Valley St, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 1008 Valley St, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,156 sqft · built 1930
Lot Size	0.18 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Jul 2025)
Tax Bill	$1,262 (2023)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5614 32 0548`

Property Details

APN / Parcel Number

Primary APN	`5614 32 0548`
Alternative APNs	`04017 0003.400000` `121102` `169627` `179406`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,156 sqft Living Area
Gross Area	1,484 sqft
1st Floor Area	1,156 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 65 ft wide

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	179406
Street Address	1008 VALLEY ST
City	KANNAPOLIS
State	NC
Zip	28081-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 27 CANNON HOLDING CORP SEC VI
Legal Subdivision	WEST C ST
Legal Lot Number	27
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2003
Census Tract	41002

Owner

1008 Valley St is owned and occupied by an individual who bought it in July 2025.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1008 VALLEY ST, KANNAPOLIS, NC 28081-3311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Mar 25, 2024 · Amount on File
Deed Document Number	202516649
Deed Book / Page	17542 / 103
Prior Transfer Date	Dec 3, 2003
Prior Transfer Doc	515625
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 25, 2024
Property Address	1008 VALLEY ST, KANNAPOLIS, NC 28081-3311
Document Number	0016862115
Book / Page	16862 / 115
Map Reference	MB 20 PG 32
Instrument Date	Mar 22, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 BALMORAL DR, CARY, NC 27511-6265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 VALLEY ST, KANNAPOLIS, NC 28081-3311

Mortgage

Document Number	0168620118
Date	Mar 25, 2024
Instrument	16862-0118

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 21, 2018
Property Address	1008 VALLEY ST, KANNAPOLIS, NC 28081-3311
Document Number	0012887154
Book / Page	12887 / 0154
Instrument Date	Jan 27, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3377 LAKECREST RD, 3377, VIRGINIA BEACH, VA 23452-5213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 VALLEY ST, KANNAPOLIS, NC 28081-3311

Mortgage

Document Number	0012887157
Date	Feb 21, 2018
Instrument	12887/157

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,290 (-) Land $48,000 Building $136,290
2025		$184,290 Land $48,000 Building $136,290
2024			$184,290 (+100.08%) Land $48,000 Building $136,290
2023	$1,262.00	$92,110 Land $12,800 Building $79,310	$92,110 Land $12,800 Building $79,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1008 Valley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 Valley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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