1013 Tidal Rock Ave, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1013 Tidal Rock Ave, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2021
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$251,990 (Apr 2021)
Tax Bill$7,973 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN057658-1440

Property Details

APN / Parcel Number

Primary APN057658-1440
Alternative APN
  • U173219B93000015000390

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Living Area
Gross Area2,395 sqft
1st Floor Area1,846 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area441 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0576581440
Street Address1013 TIDAL ROCK AVE
CityRUSKIN
StateFL
Zip33570-5547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBROOKSIDE ESTATES PHASE 1 AND 2 LOT 39 BLOCK 15
Legal Range19E
Legal Township32S
Legal Section17
Legal SubdivisionBROOKSIDE ESTATES PHASE 1 AND 2
Legal Phase1
Legal Block15
Legal Lot Number39
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group3
Census Block3001
Census Tract14109

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1013 TIDAL ROCK AVE, RUSKIN, FL 33570-5547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Apr 8, 2021Special Warranty Deed, Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Mar 19, 2020Loan Modification, Mortgage · Line of Credit
IBERIABANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2021 · Amount on File
Deed SaleApr 8, 2021 · Amount on File
Deed Document Number2021174985
Record UpdatedOct 29, 2026

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 8, 2021
Property Address1013 TIDAL ROCK AVE, RUSKIN, FL 33570-5547
Document Number0000174985
Map ReferenceMB 136 PG 154-166
Instrument DateApr 5, 2021
Instrument2021174985
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2022
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,764.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 TIDAL ROCK AVE, RUSKIN, FL 33570-5547

Mortgage

Document Number0000174986
DateApr 8, 2021
Instrument2021174986
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 8, 2021
Property Address1013 TIDAL ROCK AVE, RUSKIN, FL 33570-5547
Document Number2021174985
Map ReferenceMB 136 PG 154-166
Instrument DateApr 5, 2021
Instrument2021174985
Transaction TypeTransfer
Record UpdatedApr 23, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,764.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 TIDAL ROCK AVE, RUSKIN, FL 33570-5547

Mortgage

Document Number2021174986
DateApr 8, 2021
Instrument2021174986
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address1013 TIDAL ROCK AVE, RUSKIN, FL 33570-5547
Document Number0000115769
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3680 AVALON PARK EAST BLVD #30 ORLANDO FL 328289372, 30, ORLANDO, FL 32828-9372

Mortgage

Document Number0000115769
DateMar 20, 2020
Instrument115769
Lender
NameIBERIABANK
TypeBank
Address200 W CONGRESS ST, LAFAYETTE, LA 70501-6873
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$267,967 (-5.25%) Land $80,143 Building $187,824$267,967 (-8.55%) Land $80,143 Building $187,824
2025$7,973.00 (+10.91%) Homeowner's exemption$282,802 (+5.99%)$293,023 (+1.01%) Land $94,081 Building $198,942
2023$7,189.00 (+2.85%) Homeowner's exemption$266,827 (+3%)$290,089 (+11.98%) Land $90,597 Building $199,492
2022$6,990.00 Homeowner's exemption$259,055 Land $62,721 Building $196,334$259,055 Land $62,721 Building $196,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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