1012 Tidal Rock Ave, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1012 Tidal Rock Ave, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,676 sqft · built 2020
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Jun 2023)
Tax Bill$3,574 (2025)
Deeds & MortgagesJun 2023 Transfer
May 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN057658-1286

Property Details

APN / Parcel Number

Primary APN057658-1286
Alternative APN
  • U173219B93000014000120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,676 sqft Living Area
Gross Area2,266 sqft
1st Floor Area1,676 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0576581286
Street Address1012 TIDAL ROCK AVE
CityRUSKIN
StateFL
Zip33570-5548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBROOKSIDE ESTATES PHASE 1 AND 2 LOT 12 BLOCK 14
Legal Range19E
Legal Township32S
Legal Section17
Legal SubdivisionBROOKSIDE ESTATES PHASE 1 AND 2
Legal Phase1
Legal Block14
Legal Lot Number12
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group3
Census Block3001
Census Tract14109

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1012 TIDAL ROCK AVE, RUSKIN, FL 33570-5548
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Correction Deed
ACCOMODATION, ACCOMMODATION
May 22, 2023Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jan 13, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC
Mar 19, 2020Loan Modification, Mortgage · Line of Credit
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2023 · Amount on Record
Deed SaleJun 12, 2023 · Amount on Record
Prior SaleMay 22, 2023 · Amount on Record
Deed Document Number2023254741
Prior Transfer DateMay 18, 2023
Prior Transfer Doc0000219028
Record UpdatedOct 29, 2026

June 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 12, 2023
Property Address1012 TIDAL ROCK AVE, RUSKIN, FL 33570-5548
Document Number0000254741
Map ReferenceMB 136 PG 154-166
Instrument DateJun 5, 2023
Instrument2023254741
Record UpdatedJul 4, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1012 TIDAL ROCK AVE, RUSKIN, FL 33570-5548

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1012 TIDAL ROCK AVE, RUSKIN, FL 33570-5548

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 22, 2023
Property Address1012 TIDAL ROCK AVE, RUSKIN, FL 33570-5548
Document Number0000219028
Map ReferenceMB 136 PG 154-168
Instrument DateMay 18, 2023
Instrument2023219028
Transaction TypeTransfer
Record UpdatedJun 5, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1012 TIDAL ROCK AVE, RUSKIN, FL 33570-5548

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1012 TIDAL ROCK AVE, RUSKIN, FL 33570-5548

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 13, 2021
Property Address1012 TIDAL ROCK AVE, RUSKIN, FL 33570-5548
Document Number0000017858
Map ReferenceMB 136 PG 154-166
Instrument DateJan 12, 2021
Instrument2021017858
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,522.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 TIDAL ROCK AVE, RUSKIN, FL 33570-5548

Mortgage

Document Number0000017859
DateJan 13, 2021
Instrument2021017859
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address1012 TIDAL ROCK AVE, RUSKIN, FL 33570-5548
Document Number0000115769
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3680 AVALON PARK EAST BLVD #30 ORLANDO FL 328289372, 30, ORLANDO, FL 32828-9372

Mortgage

Document Number0000115769
DateMar 20, 2020
Instrument115769
Lender
NameIBERIABANK
TypeBank
Address200 W CONGRESS ST, LAFAYETTE, LA 70501-6873
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,331 (-6.52%) Land $69,690 Building $169,641$239,331 (-6.52%) Land $69,690 Building $169,641
2025$3,574.00 (-46.12%) Disabled Person's exemption Veteran's exemption$256,036 (+9.01%) Land $81,810 Building $174,226$256,036 (-2.18%) Land $81,810 Building $174,226
2023$6,633.00 (+2.89%) Homeowner's exemption$234,865 (+3%)$261,732 (+14.78%) Land $78,780 Building $182,952
2022$6,447.00 Homeowner's exemption$228,024 Land $54,540 Building $173,484$228,024 Land $54,540 Building $173,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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