1013 Sweet River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1013 Sweet River Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T080300077`

Property Details

APN / Parcel Number

Primary APN	`T080300077`
Alternative APN	`2-0087-A341-00-0201.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T080300077
Old Parcel Number	T080300077
Street Address	1013 SWEET RIVER DR
City	O FALLON
State	MO
Zip	63366-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG A #2 LOT 201
Legal Range	02E
Legal Township	48N
Legal Subdivision	RIVERDALE VLG A #2
Legal Lot Number	201
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2005
Census Tract	312001

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1013 SWEET RIVER DR, O FALLON, MO 63366-1543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
May 30, 2025	Warranty Deed, Transfer · Commercial Mortgage FCB BANKS
Aug 25, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
May 14, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 3, 2018	Grant Deed, Construction Loan · Construction Mortgage CHARLESTOWNE CROSSING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025
Deed Sale	Oct 3, 2025
Prior Sale	May 30, 2025
Deed Document Number	2025R-044092
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2025
Property Address	1013 SWEET RIVER DR, O FALLON, MO 63366-1543
Document Number	0000044092
Map Reference	MB 44 GP 261
Instrument Date	Sep 29, 2025
Instrument	2025R-044092
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	LEADERS TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8085 MANCHESTER RD, SAINT LOUIS, MO 63144-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 SWEET RIVER DR, O FALLON, MO 63366-1543

Mortgage

Document Number	0000044093
Date	Oct 3, 2025
Instrument	2025R-044093

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

Mortgage

Document Number	0000044094
Date	Oct 3, 2025
Instrument	2025R-044094

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2030

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 30, 2025
Property Address	1013 SWEET RIVER DR, O FALLON, MO 63366-1543
Document Number	0000022566
Map Reference	MB 44 PG 261
Instrument Date	May 28, 2025
Instrument	2025R-022566
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6670 N LISBON ST, AURORA, CO 80019-2404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 HAMPTON AVE, SAINT LOUIS, MO 63139-2308

Mortgage

Document Number	0000022567
Date	May 30, 2025
Instrument	2025R-022567

Lender

Name	FCB BANKS
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1013 SWEET RIVER DR, O FALLON, MO 63366-1543
Document Number	0000068686
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1013 SWEET RIVER DR O FALLON MO 633661543, O FALLON, MO 63366-1543

Mortgage

Document Number	0000068686
Date	Sep 16, 2020
Instrument	68686

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 14, 2018
Property Address	1013 SWEET RIVER DR, O FALLON, MO 63366-1543
Document Number	0069182008
Book / Page	6918 / 2008
Map Reference	MB 44 PG 261
Instrument Date	May 11, 2018
Instrument	20180514000266410
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 SWEET RIVER DR, SAINT PAUL, MO 63366-1543

Mortgage

Document Number	20180514000266420
Date	May 14, 2018
Instrument	20180514000266420

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 3, 2018
Property Address	1013 SWEET RIVER DR, O FALLON, MO 63366-1543
Document Number	0068620806
Book / Page	006862 / 000806
Instrument Date	Dec 27, 2017
Instrument	4860
Transaction Type	Construction Loan
Record Updated	Jan 9, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745

Mortgage

Document Number	68620808
Date	Jan 3, 2018
Book Page	006862/000808
Instrument	4870

Lender

Name	CHARLESTOWNE CROSSING LLC
Address	239 FOX HILL RD, ST CHARLES, MO 63301-3745

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 2, 2019

Mortgage

Document Number	68620821,
Date	Jan 3, 2018
Book Page	006862/000821
Instrument	4880

Lender

Name	CHARLESTOWNE CROSSING LLC
Address	239 FOX HILL RD, ST CHARLES, MO 63301-3745

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 2, 2019

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,317.00	$53,955 (+1.54%)	$283,971 (+1.54%) Land $70,000 Building $213,971
2023		$53,138
2022			$279,672 Land $55,000 Building $224,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

Nearby Properties on Sweet River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures