1007 Sweet River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1007 Sweet River Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2015
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2026)
Tax Bill	$3,560 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T080300080`

Property Details

APN / Parcel Number

Primary APN	`T080300080`
Alternative APN	`2-0087-A341-00-0204.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	1,428 sqft
Basement Area	1,428 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T080300080
Street Address	1007 SWEET RIVER DR
City	O FALLON
State	MO
Zip	63366-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG A #2 LOT 204
Legal Subdivision	RIVERDALE VLG A #2
Legal Lot Number	204
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2005
Census Tract	312001

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 SWEET RIVER DR, O FALLON, MO 63366-1543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Oct 27, 2023	Intrafamily Transfer, Transfer
Sep 19, 2023	Intrafamily Transfer, Transfer
Sep 14, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Aug 26, 2019
Deed Document Number	202617177
Prior Transfer Date	Oct 25, 2023
Prior Transfer Doc	0000044445
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 14, 2026
Property Address	1007 SWEET RIVER DR, O FALLON, MO 63366-1543
Document Number	0000017177
Instrument Date	Apr 7, 2026
Instrument	202617177
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SWEET RIVER DR, O FALLON, MO 63366-1543

Mortgage

Document Number	0000017178,
Date	Apr 14, 2026
Instrument	202617178

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 27, 2023
Property Address	1007 SWEET RIVER DR, O FALLON, MO 63366-1543
Document Number	0000044445
Map Reference	MB 44 PG 261
Instrument Date	Oct 25, 2023
Instrument	2023R-044445
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1007 SWEET WATER DRIVE, O FALLON, MO 63366

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1007 SWEET RIVER DR, O FALLON, MO 63366-1543

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 19, 2023
Property Address	1007 SWEET RIVER DR, O FALLON, MO 63366-1543
Document Number	0000038550
Map Reference	MB 44 G 261
Instrument Date	Sep 19, 2023
Instrument	2023R-038550
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1007 SWEET RIVER DR, O FALLON, MO 63366-1543
Document Number	0000072528
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 SWEET RIVER DR O FALLON MO 633661543, O FALLON, MO 63366-1543

Mortgage

Document Number	0000072528
Date	Sep 29, 2020
Instrument	72528

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,039 (-)	$300,205 (-) Land $70,000 Building $230,205
2025		$57,039 (+1.27%)	$300,205 (+1.27%) Land $70,000 Building $230,205
2024	$3,560.00 (+21.54%)
2023		$56,324 (+30.76%)
2022	$2,929.00	$43,075	$296,441 (+30.76%) Land $55,000 Building $241,441
2021			$226,708 Land $40,000 Building $186,708

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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