Monroe County property record for 1013 Roseberry Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 5 ba · 2,172 sqft · built 2008 |
| Lot Size | 3.56 acres (155,074 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,965 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-102-007-000 |
| Primary APN | 07-09-102-007-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| 1st Floor Area | 2,172 sqft |
| Basement Area | 2,172 sqft |
| Unfinished Basement | 2,172 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame |
| Lot Area | 155,074 sqft (3.56 acres) |
| Garage Area | 1,148 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,147 sqft |
| Porch | Slab |
| Porch Area | 519 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1013 ROSEBERRY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 7 ROSE WOOD KORNER |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | ROSE WOOD KORNER |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1013 ROSEBERRY DR, WATERLOO, IL 62298-6076 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Aug 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2019 |
| Transfer Doc | 0000403079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1013 ROSEBERRY DR, WATERLOO, IL 62298-6076 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427601 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 427601 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 6, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 20, 2019 |
| Property Address | 1013 ROSEBERRY DR, WATERLOO, IL 62298-6076 |
| Document Number | 0000403079 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 403079 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1013 ROSEBERRY DR WATERLOO IL 622986076, WATERLOO, IL 62298-6076 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,965.00 (+1.04%) Homeowner's exemption | $138,720 (+5.77%) Land $20,010 Building $118,710 | $416,160 (+5.77%) Land $60,030 Building $356,130 |
| 2024 | $7,883.00 | ||
| 2022 | Additional exemption filed | $131,150 Land $20,010 Building $111,140 | $393,450 Land $60,030 Building $333,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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