Monroe County property record for 1003 Roseberry Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,007 sqft · built 2002 |
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,469 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-102-009-000 |
| Primary APN | 07-09-102-009-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,007 sqft Living Area |
| 1st Floor Area | 2,007 sqft |
| Basement Area | 2,007 sqft |
| Unfinished Basement | 2,007 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 116,741 sqft (2.68 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 111 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1003 ROSEBERRY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 9 ROSE WOOD KORNER |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | ROSE WOOD KORNER |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 600402 |
1003 Roseberry Dr is owned and occupied by an individual.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1003 ROSEBERRY DR, WATERLOO, IL 62298-6076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 21, 2026 |
| Property Address | 1003 ROSEBERRY DR, WATERLOO, IL 62298-6076 |
| Document Number | 0000444474 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026444474 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1003 ROSEBERRY DR, WATERLOO, IL 62298-6076 |
| Document Number | 0000444474, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 2026444474 |
| Name | BANK OF MIDWEST |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 21, 2027 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 1003 Roseberry Dr was $7,469, up 0.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,469.00 (+0.91%) Homeowner's exemption | $130,430 Land $17,170 Building $113,260 | $391,290 Land $51,510 Building $339,780 |
| 2024 | $7,402.00 | ||
| 2022 | Additional exemption filed | $123,730 Land $17,170 Building $106,560 | $371,190 Land $51,510 Building $319,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1003 Roseberry Dr in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1003 Roseberry Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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