Chesapeake City property record for 1013 Pernell Ln, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 4 ba · 2,968 sqft · built 2020 |
| Lot Size | 0.217 acres (9,496 sqft) |
| Owner | Company Name on File |
| Last Sale | $475,775 (Oct 2020) |
| Tax Bill | $1,260 (2019) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2024 Refinance + 3 more |
| APN | 0611016000020 |
| Primary APN | 0611016000020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,968 sqft Total Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 1,708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,496 sqft (0.217 acres) |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1013 PERNELL LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3556 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R8S: RESIDENTIAL |
| Legal Description | 2 ST. CHARLES PLACE |
| Legal Subdivision | ST CHARLES PLACE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21013 |
Source: Chesapeake City records · APN 0611016000020
Assessment roll updated August 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1013 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK |
| Apr 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Oct 05, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| Jul 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOAN PRONTO INC |
| Oct 19, 2020 | Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Deed Document Number | 0102391775 |
| Deed Book / Page | 10239 / 1775 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1013 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 010162/999 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 10162/999 |
| Instrument | 200018188 |
| Name | TOWNEBANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1013 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2024 |
| Name | Verified Name |
|---|
| Document Number | 010743/629 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 10743/629 |
| Instrument | 240007630 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1013 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010458/34 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 10458/34 |
| Instrument | 210045332 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1013 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 10579/1963 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 10579/1963 |
| Instrument | 220022611 |
| Name | LOAN PRONTO INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 19, 2020 |
| Property Address | 1013 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Document Number | 10239/1775 |
| Book / Page | 10239 / 1775 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 200038519 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1013 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Document Number | 0200038520 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 200038520 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $581,200 (+7.49%) Land $175,000 Building $406,200 | $581,200 (+7.49%) Land $175,000 Building $406,200 | |
| 2022 | $540,700 Land $150,000 Building $390,700 | $540,700 Land $150,000 Building $390,700 | |
| 2019 | $1,260.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210132, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1999–2016) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 379 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system VA3550051, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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