Chesapeake City property record for 1004 Pernell Ln, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,809 sqft · built 2020 |
| Lot Size | 0.373 acres (16,248 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Feb 2025) |
| Tax Bill | $6,391 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2025 Mortgage + 1 more |
| APN | 0611016000110 |
| Primary APN | 0611016000110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,809 sqft Living Area |
| 1st Floor Area | 1,322 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,248 sqft (0.373 acres) |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1004 PERNELL LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 11 ST. CHARLES PLACE |
| Legal Subdivision | ST CHARLES PLACE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21013 |
1004 Pernell Ln is owned and occupied by an individual who bought it in February 2025.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1004 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK |
| Oct 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on File |
| Deed Sale | Feb 25, 2025 · Amount on File |
| Prior Sale | Feb 1, 2021 · Amount on File |
| Deed Document Number | 20253716 |
| Deed Book / Page | 10828 / 1917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1004 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10162/1325 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 10162/1325 |
| Instrument | 200018226 |
| Name | TOWNEBANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1004 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1004 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Document Number | 10903/1239 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 10903/1239 |
| Instrument | 250023524 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 1, 2021 |
| Property Address | 1004 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Document Number | 10302/503 |
| Book / Page | 10302 / 503 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 210004481 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 PERNELL LN, CHESAPEAKE, VA 23322-3556 |
| Document Number | 210004482 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 210004482 |
| Name | KELLER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1004 Pernell Ln was $6,391.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $642,700 (+1.56%) Land $210,000 Building $432,700 | $642,700 (+1.56%) Land $210,000 Building $432,700 | |
| 2025 | $6,391.00 | $632,800 Land $185,000 Building $447,800 | $632,800 Land $185,000 Building $447,800 |
| 2023 | $563,400 (+7.6%) Land $175,000 Building $388,400 | $563,400 (+7.6%) Land $175,000 Building $388,400 | |
| 2022 | $523,600 Land $150,000 Building $373,600 | $523,600 Land $150,000 Building $373,600 | |
| 2019 | $1,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1004 Pernell Ln; there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1999–2016) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Pernell Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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