1013 Penn St, Reading, PA 19601 Property Records

Berks County property record for 1013 Penn St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,580 sqft · built 1915
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$439,900 (Oct 2025)
Tax Bill	$1,866 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-77-00-7318`

Property Details

APN / Parcel Number

Primary APN	`5317-77-00-7318`
Alternative APNs	`08-5317-77-00-7318` `8585255` `585255`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	3,580 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	5,227 sqft (0.12 acres)
View / Lot	Neighborhood
Garage Type	Carport
Carport	Carport
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8585255
Street Address	1013 PENN ST
City	READING
State	PA
Zip	19601-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	07
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1004
Census Tract	1900

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1013 PENN ST, READING, PA 19601-3733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage CLIFFCO INC
Oct 31, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2021	Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	202534049
Prior Transfer Date	Jul 15, 2003
Prior Transfer Doc	0000063970
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1013 PENN ST, READING, PA 19601-3733
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ATHENA PL, STATEN ISLAND, NY 10314-5501

Mortgage

Document Number	0000016967
Date	Jun 12, 2023
Instrument	2023016967

Lender

Name	CLIFFCO INC
Type	Non-Lending Institution
Address	UNIONDALE, NY 11553

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 31, 2025
Property Address	1013 PENN ST, READING, PA 19601-3733
Document Number	0000034049
Instrument Date	Oct 31, 2025
Instrument	2025034049
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 PENN ST, READING, PA 19601-3733

Mortgage

Document Number	0000034050
Date	Oct 31, 2025
Instrument	2025034050

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 26, 2021
Property Address	1013 PENN ST, READING, PA 19601-3733
Document Number	0000037235
Instrument Date	Jun 16, 2021
Instrument	2021037235
Transaction Type	Transfer
Record Updated	Mar 20, 2025
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ATHENA PL, STATEN ISLAND, NY 10314-5501

Mortgage

Document Number	0000037236
Date	Jul 26, 2021
Instrument	2021037236

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,866.00 (+4.01%)	$66,100 (-) Land $37,500 Building $28,600	$37,500 (-43.27%) Land $37,500
2025	$1,794.00 (+2.57%)	$66,100 (-) Land $37,500 Building $28,600
2024	$1,749.00	$66,100 Land $37,500 Building $28,600
1994			$66,100 Land $37,500 Building $28,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 974 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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