1012 Penn St, Reading, PA 19602 Property Records

Berks County property record for 1012 Penn St, Reading, PA 19602

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 2,950 sqft · built 1915
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Aug 2023)
Tax Bill	$1,160 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-77-00-7009`

Property Details

APN / Parcel Number

Primary APN	`5317-77-00-7009`
Alternative APNs	`03-5317-77-00-7009` `3585230` `585230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,950 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3585230
Street Address	1012 PENN ST
City	READING
State	PA
Zip	19602-1216
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	07
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1006
Census Tract	1900

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	980 E 23RD ST, PATERSON, NJ 07513-1520
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed, Transfer · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Feb 5, 2020	Grant Deed, Transfer · Conventional Mortgage DIAMOND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	202324458
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 17, 2023
Property Address	1012 PENN ST, READING, PA 19602-1216
Document Number	0000024458
Instrument Date	Aug 17, 2023
Instrument	2023024458
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	SENTRY ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 PENN ST, READING, PA 19602-1216

Mortgage

Document Number	0000024459
Date	Aug 17, 2023
Instrument	2023024459

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Feb 5, 2020
Property Address	1012 PENN ST, READING, PA 19602-1216
Document Number	0000004655
Instrument Date	Feb 5, 2020
Instrument	4655
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	SENTRY ABSTRACT COMPANY, SENTRY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 BRIGGS AVE YONKERS NY 107015603, YONKERS, NY 10701-5603

Mortgage

Document Number	4656
Date	Feb 5, 2020
Instrument	4656

Lender

Name	DIAMOND CU
Address	POTTSTOWN, PA 19464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 4, 2030

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,160.00 (+6.62%)	$41,100 (-) Land $8,800 Building $32,300	$8,800 (-78.59%) Land $8,800
2024	$1,088.00 (-39.42%)	$41,100 (-) Land $8,800 Building $32,300
2023	$1,796.00	$41,100 Land $8,800 Building $32,300
1994			$41,100 Land $8,800 Building $32,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 974 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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