1013 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 1013 N 12th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,688 sqft · built 1920
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Mar 2022)
Tax Bill	$1,064 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-46-15-7834`

Property Details

APN / Parcel Number

Primary APN	`5317-46-15-7834`
Alternative APNs	`13-5317-46-15-7834` `13193675` `193675`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,688 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13193675
Street Address	1013 N 12TH ST
City	READING
State	PA
Zip	19604-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	700

Owner

1013 N 12th St is owned by a company that bought it in March 2022.

Source: Berks County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	1123 NEW HOLLAND RD, READING, PA 19607-1650
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage RFLF 5 LLC
Sep 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC
Mar 22, 2022	Deed, Transfer · Conventional Mortgage STEVEN SURUSKIE ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Oct 23, 2003 · Amount on File
Deed Document Number	202212061
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Apr 7, 2026
Property Address	1013 N 12TH ST, READING, PA 19604-2224
Document Number	0000010159
Instrument Date	Apr 3, 2026
Instrument	202610159
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	725 PHILADELPHIA AVE, READING, PA 19607-2200

Mortgage

Document Number	0000010159,
Date	Apr 7, 2026
Instrument	202610159

Lender

Name	RFLF 5 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1013 N 12TH ST, READING, PA 19604-2224
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 PHILADELPHIA AVE, READING, PA 19607-2200

Mortgage

Document Number	0000028165
Date	Sep 21, 2023
Instrument	2023028165

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 22, 2022
Property Address	1013 N 12TH ST, READING, PA 19604-2224
Document Number	0000012061
Instrument Date	Mar 22, 2022
Instrument	2022012061
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 PHILADELPHIA AVE # D, D, READING, PA 19607-2200

Mortgage

Document Number	0000012062
Date	Mar 22, 2022
Instrument	2022012062

Lender

Name	STEVEN SURUSKIE ETAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 22, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 1013 N 12th St was $1,064, up 4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,064.00 (+4.01%)	$37,700 (-) Land $14,600 Building $23,100	$14,600 (-) Land $14,600
2025	$1,023.00 (+2.51%)	$37,700 (-) Land $14,600 Building $23,100	$14,600 Land $14,600
2024	$998.00	$37,700 Land $14,600 Building $23,100
1994			$37,700 Land $14,600 Building $23,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1013 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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