1012 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 1012 N 12th St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,496 sqft · built 1920
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$39,500 (Oct 2001)
Tax Bill$1,267 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5317-46-15-5875

Property Details

APN / Parcel Number

Primary APN5317-46-15-5875
Alternative APNs
  • 13-5317-46-15-5875
  • 13193650
  • 193650

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,496 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13193650
Street Address1012 N 12TH ST
CityREADING
StatePA
Zip19604-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block15
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2003
Census Tract700

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 964, READING, PA 19603-0964
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2001 · Amount on Record
Deed SaleOct 24, 2001 · Amount on Record
Deed Document Number200159830
Deed Book / Page3418 / 1089
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1012 N 12TH ST, READING, PA 19604-2225
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 N 12TH ST, READING, PA 19604-2225

Mortgage

Document Number0000006074
DateFeb 11, 2021
Instrument2021006074
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term129 Months
DueNov 1, 2031

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,267.00 (+6.65%) Homeowner's exemption$44,900 (-) Land $16,300 Building $28,600$16,300 (-63.7%) Land $16,300
2024$1,188.00$44,900 Land $16,300 Building $28,600
1994$44,900 Land $16,300 Building $28,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on N 12th St

Nearby Streets

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