1013 Merrick Dr, Richmond, KY 40475 Property Records

Madison County property record for 1013 Merrick Dr, Richmond, KY 40475

Property Summary

Property Type	Other Improved
Details	2,224 sqft
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2025)
Tax Bill	$1,744 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0068-008D-0004`

Property Details

APN / Parcel Number

Primary APN	`0068-008D-0004`
Alternative APNs	`129786` `92622` `59585`

Interior

Stories	2 Stories
Building Area	2,224 sqft Total Area

Exterior

Exterior Material	Brick

Location & Zoning

Account Number	59585
Street Address	1013 MERRICK DR
City	RICHMOND
State	KY
Zip	40475-8132
Property Category	Other
Property Type	Other > Other Improved
Legal Description	MERRICK PLACE LOT 4
Legal Subdivision	MERRICK PLACE
Legal Lot Number	4
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3009
Census Tract	10301

Owner

1013 Merrick Dr is owned and occupied by an individual who bought it in October 2025.

Source: Madison County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1879 JACKS CREEK RD, RICHMOND, KY 40475-8871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage PARK COMMUNITY FCU
Oct 20, 2025	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Jul 6, 2018	Deed, Transfer FORCHT BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	2014293000
Deed Book / Page	D874 / 553
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1013 MERRICK DR, RICHMOND, KY 40475-8132
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2255/760
Date	Aug 28, 2023
Book Page	M2255/760
Instrument	2014163797

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	LOUISVILLE, KY 40269

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 25, 2038

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 20, 2025
Property Address	1013 MERRICK DR, RICHMOND, KY 40475-8132
Document Number	00D874/553
Book / Page	D874 / 553
Map Reference	MB 15 PG 169
Instrument Date	Oct 17, 2025
Instrument	2014293000
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 PEACHTREE DR, BEREA, KY 40403-9128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 JACKS CREEK RD, RICHMOND, KY 40475-8871

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 6, 2018
Property Address	1013 MERRICK DR, RICHMOND, KY 40475-8132
Document Number	D00761/477
Book / Page	D00761 / 477
Map Reference	MB15 PG169
Instrument Date	Jul 3, 2018
Instrument	2013978280
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 908, RICHMOND, KY 40476-0908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9517 SHADOW LN, FORT PIERCE, FL 34951-2934

Mortgage

Document Number	2013978281
Date	Jul 6, 2018
Instrument	2013978281

Lender

Name	FORCHT BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 3, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Merrick Dr was $1,744 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00 Additional exemption filed	$185,000	$185,000
2023	$1,649.00 (-0.3%)	$170,000 (-)	$170,000 (-)
2022	$1,654.00	$170,000	$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Merrick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Merrick Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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