1012 Merrick Dr, Richmond, KY 40475 Property Records

Madison County property record for 1012 Merrick Dr, Richmond, KY 40475

Property Summary

Property TypeDuplex
Details2,224 sqft
OwnerCompany Name on Record
Last Sale$124,000 (Nov 1998)
Tax Bill$1,603 (2025)
Deeds & MortgagesOct 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN0068-008D-0050

Property Details

APN / Parcel Number

Primary APN0068-008D-0050
Alternative APNs
  • 122993
  • 85954
  • 52560

Interior

Stories2 Stories
Building Area2,224 sqft Living Area

Exterior

Exterior MaterialBrick Veneer

Location & Zoning

Account Number52560
Street Address1012 MERRICK DR
CityRICHMOND
StateKY
Zip40475-8132
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionMERRICK PLACE LOT 50
Legal SubdivisionMERRICK PLACE
Legal Lot Number50
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2001
Census Tract10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address474 EASTERN BYP, RICHMOND, KY 40475-2326
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 1998 · Amount on Record
Deed SaleNov 13, 1998 · Amount on Record
Deed Document Number0000495301
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateOct 14, 2026
Property Address1012 MERRICK DR, RICHMOND, KY 40475-8132
Document Number0014383123
Book / Page2508 / 356
Instrument DateOct 14, 2026
Instrument202614383123
Transaction TypeMortgage
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany, 103
Address474 EASTERN BYP, RICHMOND, KY 40475-2326

Mortgage

Document Number0014383123,
DateOct 14, 2026
Book Page2508/356
Instrument202614383123
Lender
NameWHITAKER BANK INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 14, 2041
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,603.00 (+10.17%) Additional exemption filed$170,000 (+13.33%)$170,000 (+13.33%)
2023$1,455.00 (-0.27%)$150,000 (-)$150,000 (-)
2022$1,459.00$150,000$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Metronet.

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