1013 Merced River Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1013 Merced River Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,744 sqft · built 2003
Lot Size	0.281 acres (12,262 sqft)
Owner	Company Name on File
Last Sale	$526,500 (Mar 2003)
Tax Bill	$14,152 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641-281-19-00`

Property Details

APN / Parcel Number

Primary APN	`641-281-19-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,744 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	12,262 sqft (0.281 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1013 MERCED RIVER RD
City	CHULA VISTA
State	CA
Zip	91913-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF3
Legal Description	LOT 42 TR 014444
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014444
Legal Block	2
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	13326

Owner

1013 Merced River Rd is owned by a company that acquired it in October 2008 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1013 MERCED RIVER RD, CHULA VISTA, CA 91913-2845
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2003 · Amount on File
Deed Sale	Mar 25, 2003 · Amount on File
Deed Document Number	2003328403
Last Transfer Date	Oct 25, 2008
Transfer Doc	0000560005
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1013 MERCED RIVER RD, CHULA VISTA, CA 91913-2845
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000317768
Date	Aug 1, 2019
Instrument	2019-0317768

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1013 MERCED RIVER RD, CHULA VISTA, CA 91913-2845
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 MERCED RIVER RD, CHULA VISTA, CA 91913-2845

Mortgage

Document Number	0000184608
Date	Mar 10, 2021
Instrument	2021-0184608

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Merced River Rd was $14,152 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$777,036 (+2%) Land $184,652 Building $592,384
2025	$14,152.00 Homeowner's exemption	$761,801 Land $181,032 Building $580,769
2023	$13,610.00 (+2.2%) Homeowner's exemption	$732,221 Land $174,003 Building $558,218
2022	$13,317.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1013 Merced River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Merced River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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