1012 Merced River Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1012 Merced River Rd, Chula Vista, CA 91913 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,744 sqft · built 2003
Lot Size0.171 acres (7,435 sqft)
OwnerCompany Name on File
Tax Bill$14,338 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN641-281-18-00

Property Details

APN / Parcel Number

Primary APN641-281-18-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,744 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area7,435 sqft (0.171 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1012 MERCED RIVER RD
CityCHULA VISTA
StateCA
Zip91913-2844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41 TR 014444
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014444
Legal Block2
Legal Lot Number41
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2009
Census Tract13326

Owner

Source: San Diego County records · APN 641-281-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1012 MERCED RIVER RD, CHULA VISTA, CA 91913-2844
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 30, 2014
Deed SaleJan 30, 2014
Prior SaleMar 21, 2003 · Amount on Record
Deed Document Number201441311
Prior Transfer DateJan 24, 2014
Prior Transfer Doc0000041311
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1012 MERCED RIVER RD, CHULA VISTA, CA 91913-2844
Document Number0000067251
Instrument DateFeb 05, 2020
Transaction TypeMortgage
Record UpdatedFeb 21, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1012 MERCED RIVER RD CHULA VISTA CA 919132844, CHULA VISTA, CA 91913-2844

Mortgage

Document Number0000067251
DateFeb 10, 2020
Instrument67251
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 09, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$793,433 (+2%) Land $199,426 Building $594,007
2025$14,338.00 (+4%) Homeowner's exemption$777,876 (+4.04%) Land $195,516 Building $582,360
2023$13,786.00 (+2.21%) Homeowner's exemption$747,673 Land $187,925 Building $559,748
2022$13,488.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 726 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wyyerd GroupFiber8,000 / 8,000
Cox CommunicationsCable2,000 / 500
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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