1013 Loudon St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 1013 Loudon St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1982
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2022)
Tax Bill	$2,339 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-11-201-018`

Property Details

APN / Parcel Number

Primary APN	`17-11-201-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,120 sqft Total Area
Basement Area	1,120 sqft
Finished Basement	672 sqft
Game Room	Game Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	150 ft deep x 78 ft wide
Porch	Slab
Porch Area	16 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1013 LOUDON ST
City	BIG RAPIDS
State	MI
Zip	49307-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	001013 LOUDON STREET: LOUDON'S ADDITION -- BLK 2, LOT 17 & THE N 28 FT OF LOT 18
Legal Subdivision	LOUDON'S ADDITION
Legal Block	2
Legal Lot Number	17-18
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	1
Census Block	1015
Census Tract	960500

Owner

1013 Loudon St is owned and occupied by an individual who bought it in April 2022.

Source: Mecosta County records, as of July 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1013 LOUDON ST, BIG RAPIDS, MI 49307-1233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Oct 26, 2015 · Amount on File
Deed Document Number	20222984
Deed Book / Page	918 / 88
Prior Transfer Date	May 5, 2006
Prior Transfer Doc	00750/0629
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 4, 2022
Property Address	1013 LOUDON ST, BIG RAPIDS, MI 49307-1233
Document Number	0000918/88
Book / Page	918 / 88
Map Reference	LN2 PG 15
Instrument Date	Apr 1, 2022
Instrument	202200002984
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	NOT AVAILABLE, LAKELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 LOUDON ST, 1013, BIG RAPIDS, MI 49307-1233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7556 210TH AVE, REED CITY, MI 49677-8645

Mortgage

Document Number	202200002985
Date	Apr 4, 2022
Instrument	202200002985

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,500	$139,000
2024	$2,339.00
2023		$59,000	$118,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1013 Loudon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Loudon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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