1012 Loudon St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 1012 Loudon St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,200 sqft · built 1980
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Aug 2026)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-11-202-011`

Property Details

APN / Parcel Number

Primary APN	`17-11-202-011`
Alternative APN	`541711202011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,200 sqft Total Area
Basement Area	1,056 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	150 ft deep x 70.5 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 LOUDON ST
City	BIG RAPIDS
State	MI
Zip	49307-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	001012 LOUDON STREET: LOUDONS ADDITION -- BLK 4, THE N 4.5 FT OF LOT 11, ENTIRE LOT 12 & THE S 16 FT OF LOT 13
Legal Subdivision	LOUDONS ADDITION
Legal Block	4
Legal Lot Number	11-13
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	1
Census Block	1015
Census Tract	960500

Owner

Source: Mecosta County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 LOUDON ST, BIG RAPIDS, MI 49307-1234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS
Apr 8, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Sep 4, 2015
Deed Document Number	20266026
Deed Book / Page	942 / 3675
Prior Transfer Date	Apr 4, 2025
Prior Transfer Doc	000934/191
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 26, 2026
Property Address	1012 LOUDON ST, BIG RAPIDS, MI 49307-1234
Document Number	0000006026
Book / Page	942 / 3675
Instrument Date	Aug 13, 2026
Instrument	20266026
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 LOUDON ST, BIG RAPIDS, MI 49307-1234

Mortgage

Document Number	0000006027,
Date	Aug 26, 2026
Book Page	942/3678
Instrument	20266027

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000006028,
Date	Aug 26, 2026
Book Page	942/3692
Instrument	20266028

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Apr 8, 2025
Property Address	1012 LOUDON ST, BIG RAPIDS, MI 49307-1234
Document Number	000934/191
Book / Page	934 / 191
Instrument Date	Apr 4, 2025
Instrument	202500002391
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 LOUDON ST, BIG RAPIDS, MI 49307-1234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,000 (+1.82%)	$190,000 (+1.82%)
2025	$2,608.00 (+3%) Homeowner's exemption	$93,300 (+19.92%)	$186,600 (+19.92%)
2024	$2,532.00
2023		$77,800	$155,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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