1013 Lora St, Savannah, GA 31410 Property Records

Chatham County property record for 1013 Lora St, Savannah, GA 31410

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,363 sqft · built 2004
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2020)
Tax Bill	$8,274 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-0129-06-012`

Property Details

APN / Parcel Number

Primary APN	`1-0129-06-012`
Alternative APN	`G272U752`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,363 sqft Living Area
1st Floor Area	1,454 sqft
Upper Floors Area	909 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	579 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1013 LORA ST
City	SAVANNAH
State	GA
Zip	31410-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 253 GRAYS SUB WHITMARSH ISLA ND
Legal Subdivision	GRAYS SUB
Legal Lot Number	253
Jurisdiction	CHATHAM GA
Township / Civil Division	TYBEE ISLAND-WILMINGTON ISLAND
Census Block Group	3
Census Block	3009
Census Tract	11107

Owner

1013 Lora St is owned and occupied by an individual who bought it in July 2020.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1013 LORA ST, SAVANNAH, GA 31410-1818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on File
Deed Sale	Jul 9, 2020 · Amount on File
Prior Sale	Sep 30, 2016 · Amount on File
Deed Document Number	20206510
Deed Book / Page	1983 / 755
Prior Transfer Date	Jul 13, 2004
Prior Transfer Doc	0272000752
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 9, 2020
Property Address	1013 LORA ST, SAVANNAH, GA 31410-1818
Document Number	0019830755
Book / Page	1983 / 755
Instrument Date	Jul 9, 2020
Instrument	2020-006510
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 LORA ST, SAVANNAH, GA 31410-1818

Mortgage

Document Number	0000001983/0000000757
Date	Jul 9, 2020
Book Page	0000001983/0000000757

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Lora St was $8,274.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,680 (+3.96%) Land $30,000 Building $232,680	$656,700 (+3.96%) Land $75,000 Building $581,700
2025	$8,274.00	$252,680 Land $30,000 Building $222,680	$631,700 Land $75,000 Building $556,700
2023		$195,240 (+2.09%) Land $20,000 Building $175,240	$488,100 (+2.09%) Land $50,000 Building $438,100
2022	$6,579.00	$191,240 Land $20,000 Building $171,240	$478,100 Land $50,000 Building $428,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Lora St in Zone X, an area of minimal flood risk, though there have been 80 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 248 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	248 in force
Nearby Flood Claims	80 (1979–2025)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Dec 2025
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 14 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Lora St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYS SUBDIVISION private · serves 715 people · EPA ID GA0510028
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20