Chatham County property record for 1012 Lora St, Savannah, GA 31410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,431 sqft · built 1973 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,227 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0129-07-006 |
| Primary APN | 1-0129-07-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,431 sqft Living Area |
| 1st Floor Area | 2,431 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 630 sqft |
| Deck Area | 246 sqft |
| Patio Area | 246 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1012 LORA ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31410-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 271 GRAY SUB WHITEMARSH ISL |
| Legal Subdivision | GRAY SUB |
| Legal Lot Number | 271 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | TYBEE ISLAND-WILMINGTON ISLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11107 |
1012 Lora St is owned and occupied by an individual.
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 LORA ST, SAVANNAH, GA 31410-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 1012 LORA ST, SAVANNAH, GA 31410-1819 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1012 LORA ST, SAVANNAH, GA 31410-1819 |
| Document Number | 0027510018 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 0000002751/0000000018 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 1012 Lora St was $2,227.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,120 (-1.22%) Land $30,000 Building $64,120 | $235,300 (-1.22%) Land $75,000 Building $160,300 | |
| 2025 | $2,227.00 Homeowner's exemption | $95,280 Land $30,000 Building $65,280 | $238,200 Land $75,000 Building $163,200 |
| 2023 | $76,760 (+7.51%) Land $20,000 Building $56,760 | $191,900 (+7.51%) Land $50,000 Building $141,900 | |
| 2022 | $1,932.00 | $71,400 Land $20,000 Building $51,400 | $178,500 Land $50,000 Building $128,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Lora St in Zone X, an area of minimal flood risk, though there have been 80 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 248 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 248 in force |
| Nearby Flood Claims | 80 (1979–2025) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Dec 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Lora St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYS SUBDIVISION private · serves 715 people · EPA ID GA0510028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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