1013 Harper Rd, Raleigh, NC 27603 Property Records

Wake County property record for 1013 Harper Rd, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,151 sqft · built 1950
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Nov 1996)
Tax Bill	$1,173 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1702.09-06-1464-000`

Property Details

APN / Parcel Number

Primary APN	`1702.09-06-1464-000`
Alternative APNs	`1702.09-06-1464 0168695` `1702061464` `016869501` `0168695`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	1,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	70 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0168695
Street Address	1013 HARPER RD
City	RALEIGH
State	NC
Zip	27603-3167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO4 CAROLINA PINES BLP BM1986-00936
Legal Subdivision	CAROLINA PINES
Legal Block	P
Legal Lot Number	4
Jurisdiction	WAKE NC
Township / Civil Division	SWIFT CREEK
Census Block Group	2
Census Block	2000
Census Tract	54501

Owner

1013 Harper Rd is owned and occupied by an individual who bought it in November 1996.

Source: Wake County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1013 HARPER RD, RALEIGH, NC 27603-3167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit EMPLOYEES CREDIT UNION
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit EMPLOYEES CREDIT UNION
Jul 14, 2023	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Apr 4, 2022	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Dec 24, 2019	Loan Modification, Mortgage · Conventional Mortgage PNC BK
Mar 17, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 17, 2017	Loan Modification, Mortgage · FHA Mortgage PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 1996 · Amount on File
Deed Sale	Nov 27, 1996 · Amount on File
Deed Book / Page	7241 / 106
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Recording Date	Jun 25, 2026
Property Address	1013 HARPER RD, RALEIGH, NC 27603-3167
Document Number	0000071604
Book / Page	20268 / 718
Instrument Date	May 21, 2026
Instrument	202671604
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARPER RD, RALEIGH, NC 27603-3167

Mortgage

Document Number	0000071604,
Date	Jun 25, 2026
Book Page	20268/718
Instrument	202671604

Lender

Name	EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 21, 2031

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Recording Date	Jun 25, 2026
Property Address	1013 HARPER RD, RALEIGH, NC 27603-3167
Document Number	0000071605
Book / Page	20268 / 725
Instrument Date	May 21, 2026
Instrument	202671605
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARPER RD, RALEIGH, NC 27603-3167

Mortgage

Document Number	0000071605,
Date	Jun 25, 2026
Book Page	20268/725
Instrument	202671605

Lender

Name	EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	May 21, 2029

Interest

Rate	6.23%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1013 HARPER RD, RALEIGH, NC 27603-3167
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARPER RD, RALEIGH, NC 27603-3167

Mortgage

Document Number	19383/2043
Date	Jul 14, 2023
Book Page	19383/2043

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Dec 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1013 HARPER RD, RALEIGH, NC 27603-3167
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARPER RD, RALEIGH, NC 27603-3167

Mortgage

Document Number	18978/2656
Date	Apr 4, 2022
Book Page	18978/2656

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1013 HARPER RD, RALEIGH, NC 27603-3167
Document Number	179520559
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARPER RD RALEIGH NC 276033167, RALEIGH, NC 27603-3167

Mortgage

Document Number	179520559
Date	Jul 7, 2020
Book Page	017952/000559

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 590, RALEIGH, NC 27602-0590

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 6, 2025

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAKE NC
Property Address	1013 HARPER RD, RALEIGH, NC 27603-3167
Document Number	177262267
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARPER RD RALEIGH NC 276033167, RALEIGH, NC 27603-3167

Mortgage

Document Number	177262267
Date	Jan 27, 2020
Book Page	017726/002267

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Interest

Rate	7.25%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1013 HARPER RD, RALEIGH, NC 27603-3167
Document Number	167602313
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARPER RD RALEIGH NC 276033167, RALEIGH, NC 27603-3167

Mortgage

Document Number	167602313
Date	Apr 25, 2017
Book Page	016760/002313

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAKE NC
Property Address	1013 HARPER RD, RALEIGH, NC 27603-3167
Document Number	167650645
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARPER RD RALEIGH NC 276033167, RALEIGH, NC 27603-3167

Mortgage

Document Number	167650645
Date	Apr 28, 2017
Book Page	016765/000645

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Fixed Rate
Rate	7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Harper Rd was $1,173.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,173.00	$264,636 Land $145,000 Building $119,636	$264,636 Land $145,000 Building $119,636
2023	$1,830.00	$166,107 Land $60,000 Building $106,107	$166,107 Land $60,000 Building $106,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Harper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Harper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Google Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harper Rd

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