1012 Harper Rd, Raleigh, NC 27603 Property Records

Wake County property record for 1012 Harper Rd, Raleigh, NC 27603

Property Summary

Property Type	Vacant Land
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jun 2026)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1702.09-06-4457-000`

Property Details

APN / Parcel Number

Primary APN	`1702.09-06-4457-000`
Alternative APNs	`1702064457` `0519755`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Account Number	0519755
Street Address	1012 HARPER RD
City	RALEIGH
State	NC
Zip	27603-3168
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-6
Legal Description	LO44 1020 HARPER RD RCMB BM2024-01683
Legal Lot Number	44
Jurisdiction	WAKE NC
Township / Civil Division	SWIFT CREEK
Census Block Group	2
Census Block	2007
Census Tract	54501

Owner

1012 Harper Rd, vacant land, is owned and occupied by an individual who bought it in June 2026.

Source: Wake County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 HARPER RD, RALEIGH, NC 27603-3168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS BANK
Jun 3, 2026	Warranty Deed · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Deed Document Number	202661871
Deed Book / Page	20248 / 479
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1012 HARPER RD, RALEIGH, NC 27603-3168
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 MIDTOWN PL, RALEIGH, NC 27609-7553

Mortgage

Document Number	020125/783
Date	Jan 22, 2026
Book Page	20125/783

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 3, 2026
Property Address	1012 HARPER RD, RALEIGH, NC 27603-3168
Document Number	0000061871
Book / Page	20248 / 479
Instrument Date	May 26, 2026
Instrument	202661871
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,970.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 HARPER RD, RALEIGH, NC 27603-3168

Mortgage

Document Number	0000061872,
Date	Jun 3, 2026
Instrument	202661872

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000061873,
Date	Jun 3, 2026
Book Page	20248/494
Instrument	202661873

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Harper Rd was $1,406.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00	$161,250 Land $161,250	$161,250 Land $161,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1012 Harper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Harper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Google Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harper Rd

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