1013 Harbour Pointe Dr, New Bern, NC 28560 Property Records

Craven County property record for 1013 Harbour Pointe Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,715 sqft · built 1992
Lot Size	0.306 acres (13,333 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Apr 2024)
Tax Bill	$1,174 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`2-017-3-377`

Property Details

APN / Parcel Number

Primary APN	`2-017-3-377`
Alternative APNs	`127231` `139470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,715 sqft Living Area
1st Floor Area	1,715 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,333 sqft (0.306 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	139470
Street Address	1013 HARBOUR POINTE DR
City	NEW BERN
State	NC
Zip	28560-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 377 SCT 16 HARBOUR POINTE III
Legal Subdivision	HARBOUR POINTE III
Legal Lot Number	377
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1015
Census Tract	960101

Owner

1013 Harbour Pointe Dr is owned and occupied by an individual who bought it in April 2024.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1013 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 12, 2018	Deed of Trust, Mortgage STEARNS LENDING
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Oct 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC
Mar 14, 2019	Deed, Transfer
Mar 12, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	202410125431
Deed Book / Page	3796 / 1222
Prior Transfer Date	Apr 8, 2008
Prior Transfer Doc	2714/0058
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1013 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3770 W WILSON ST, FARMVILLE, NC 27828-8517

Mortgage

Document Number	03796/1226
Date	Apr 25, 2024
Book Page	3796/1226
Instrument	10125432

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	7940 JONES BRANCH DR, TYSONS, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1013 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3700/1970
Date	Nov 22, 2021
Book Page	3700/1970
Instrument	10087291

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1013 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003529/0000000880
Date	Mar 12, 2018
Book Page	0000003529/0000000880
Instrument	000010019647

Lender

Name	STEARNS LENDING

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1013 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3599/405
Date	Jan 21, 2020
Book Page	3599/405
Instrument	10049311

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 1, 2019
Property Address	1013 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Document Number	3586/1210
Book / Page	3586 / 1210
Instrument Date	Sep 26, 2019
Instrument	10044202
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARBOUR POINTE DR, NEW BERN, NC 28560-7214

Mortgage

Document Number	03586/1213
Date	Oct 1, 2019
Book Page	3586/1213
Instrument	10044203

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 14, 2019
Property Address	1013 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Document Number	3563/1831
Book / Page	3563 / 1831
Instrument Date	Feb 8, 2019
Instrument	10034935
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 SANTA LUCIA RD, NEW BERN, NC 28560-9037
Investor	Possibly a Property Investor

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 12, 2018
Property Address	1013 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Document Number	3529/877
Book / Page	3529 / 877
Instrument Date	Mar 12, 2018
Instrument	000010019646
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARBOUR POINTE DR, NEW BERN, NC 28560-7214
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1013 Harbour Pointe Dr was $1,174.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,174.00	$228,620 (-) Land $50,000 Building $178,620	$228,620 (-) Land $50,000 Building $178,620
2025	$1,174.00	$228,620 Land $50,000 Building $178,620	$228,620 Land $50,000 Building $178,620
2023	$1,162.00 (+16.55%)	$228,620 (+48.74%) Land $50,000 Building $178,620	$228,620 Land $50,000 Building $178,620
2022	$997.00	$153,700 Land $25,000 Building $128,700
2018			$153,700 Land $25,000 Building $128,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1013 Harbour Pointe Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 393 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured incl. 24 condo units
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 253 claims Hurricane Irene, Aug 2011 · 94 claims Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Harbour Pointe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbour Pointe Dr

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