1012 Harbour Pointe Dr, New Bern, NC 28560 Property Records

Craven County property record for 1012 Harbour Pointe Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,793 sqft · built 2005
Lot Size	1.39 acres (60,897 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Jun 2020)
Tax Bill	$3,505 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Sale
Flood Zone	Zone VE (high risk)
APN	`2-017-062`

Property Details

APN / Parcel Number

Primary APN	`2-017-062`
Alternative APN	`129492`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,793 sqft Living Area
1st Floor Area	2,793 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,897 sqft (1.39 acres)
Garage Type	Attached
Boat Access	Boat Access
Boat House	1,285 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	129492
Street Address	1012 HARBOUR POINTE DR
City	NEW BERN
State	NC
Zip	28560-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 HARBOUR POINTE S1
Legal Subdivision	FAIRFIELD HARBOUR
Legal Lot Number	7
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1015
Census Tract	960101

Owner

1012 Harbour Pointe Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 HARBOUR POINTE DR, NEW BERN, NC 28560-7213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 5, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Dec 30, 1993 · Amount on File
Deed Document Number	202010055603
Deed Book / Page	3615 / 1942
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1012 HARBOUR POINTE DR, NEW BERN, NC 28560-7213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3648/1311
Date	Jan 11, 2021
Book Page	3648/1311
Instrument	10067684

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 5, 2020
Property Address	1012 HARBOUR POINTE DR, NEW BERN, NC 28560-7213
Document Number	3615/1942
Book / Page	3615 / 1942
Map Reference	CAB C SL 239
Instrument Date	Jun 4, 2020
Instrument	10055603
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 HARBOUR POINTE DR, 1012, NEW BERN, NC 28560-7213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 HARBOUR POINTE DR, NEW BERN, NC 28560-7213

Tax Assessment & Valuation

The 2026 property tax bill for 1012 Harbour Pointe Dr was $3,505.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,505.00	$711,930 (-) Land $173,850 Building $538,080	$711,930 (-) Land $173,850 Building $538,080
2025	$3,505.00	$711,930 Land $173,850 Building $538,080	$711,930 Land $173,850 Building $538,080
2023	$3,493.00 (-4.46%)	$711,930 (+20.75%) Land $173,850 Building $538,080	$711,930 Land $173,850 Building $538,080
2022	$3,656.00	$589,610 Land $173,850 Building $415,760
2018			$589,610 Land $173,850 Building $415,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Harbour Pointe Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 393 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured incl. 24 condo units
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 253 claims Hurricane Irene, Aug 2011 · 94 claims Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Harbour Pointe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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