1013 E Main St, Morehead, KY 40351 Property Records

Rowan County property record for 1013 E Main St, Morehead, KY 40351 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1993
Square Footage	2,720 sqft Total Area
Occupancy	Owner Occupied
Tax Bill	$2,664.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`080-30 00 128.01`
Alternative APNs	`206` `209` `219`

Interior

Building Area	2,720 sqft Total Area
Basement Area	3,200 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1993
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Oil Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	219
Street Address	1013 E MAIN ST
City	MOREHEAD
State	KY
Zip	40351-1327
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BLDG & LOTS US 60 EAST M1-3-27A
Jurisdiction	ROWAN KY
Minor Civil Division	MOREHEAD
Census Blockgroup	2
Census Block	2013
Census Tract	950202

Owner

Source: Rowan County records · APN 080-30 00 128.01

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1013 E MAIN ST, MOREHEAD, KY 40351-1327
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0000162229
Record Refreshed	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1013 E MAIN ST, MOREHEAD, KY 40351-1932
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A398/466
Date	Sep 26, 2018
Book Page	A398/466
Instrument	411381

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,664.00 (+80.12%) Homeowner's exemption	$367,400 (+67%) Land $25,000 Building $342,400	$367,400 (+67%) Land $25,000 Building $342,400
2023	$1,479.00 Homeowner's exemption	$220,000 Land $20,000 Building $200,000	$220,000 Land $20,000 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.