1009 E Main St, Morehead, KY 40351 Property Records

Rowan County property record for 1009 E Main St, Morehead, KY 40351 · Last verified November 2025

Property Highlights

Property Type	Commercial > Retail
Square Footage	1,300 sqft Total Area
Last Sale	$26,500 (2019)
Tax Bill	$281.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`080-30 00 128.02`
Alternative APNs	`2325` `2351` `2500`

Interior

Building Area	1,300 sqft Total Area
Stories	2 Stories

Exterior

Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Concrete Foundation
Roof Material	Metal Roof

Utilities and HVAC

Cooling System	Wall Unit Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	2500
Street Address	1009 E MAIN ST
City	MOREHEAD
State	KY
Zip	40351-1327
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	LOTS EAST MAIN ST
Jurisdiction	ROWAN KY
Minor Civil Division	MOREHEAD
Census Blockgroup	2
Census Block	2013
Census Tract	950202

Owner

Source: Rowan County records · APN 080-30 00 128.02

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 702, MOREHEAD, KY 40351-0702
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Deed Doc Number	2000548
Deed Book / Page	D272 / 597
Record Refreshed	Jun 08, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jul 24, 2019
Property Address	1009 E MAIN ST, MOREHEAD, KY 40351-1327
Document Number	00D272/597
Book / Page	D272 / 597
Instrument Date	Jul 19, 2019
Instrument	2000548
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$26.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 E MAIN ST, 1013, MOREHEAD, KY 40351-1932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 702, MOREHEAD, KY 40351-0702

Mortgage

Document Number	0002000549
Date	Jul 24, 2019
Instrument	2000549

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$281.00 (+121.26%)	$33,656 (+124.37%) Land $33,656	$33,656 (+124.37%) Land $33,656
2023	$127.00	$15,000 Land $15,000	$15,000 Land $15,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.