1013 E Main St, Ladoga, IN 47954 Property Records

Montgomery County property record for 1013 E Main St, Ladoga, IN 47954

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details9,048 sqft · built 2019
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Tax Bill$15,083 (2025)
Deeds & MortgagesNov 2019 Construction Loan
Apr 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN006-29002-00

Property Details

APN / Parcel Number

Primary APN006-29002-00
Alternative APN
  • 54-16-17-300-018.000-009

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area9,048 sqft Total Area
1st Floor Area4,400 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Fire ResistanceMasonry Walls, Wood Interior
Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number006-29002-00
Street Address1013 E MAIN ST
CityLADOGA
StateIN
Zip47954-9363
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionPT WH SWQ 17-17-3 1.00 A
JurisdictionMONTGOMERY IN
Township / Civil DivisionCLARK
Census Block Group3
Census Block3016
Census Tract957500

Owner

Source: Montgomery County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address118 NORTHWOOD BLVD, GREENCASTLE, IN 46135-1330
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2019Deed of Trust, Mortgage · Construction Mortgage
FIRST FINANCIAL BANK NA
Apr 3, 2020Warranty Deed, Transfer
Sep 6, 2019Warranty Deed, Transfer
Sep 6, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2020
Deed SaleApr 3, 2020
Prior SaleSep 6, 2019
Deed Document Number20201589
Prior Transfer DateSep 3, 2019
Prior Transfer Doc0201904796
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IN
Property Address1013 E MAIN ST, LADOGA, IN 47954-9363
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201906084
DateNov 7, 2019
Instrument201906084
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressWASHINGTON, IN 47501
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term71 Months
DueOct 30, 2025
Interest
Rate TypeAdjustable Rate

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IN
Recording DateApr 3, 2020
Property Address1013 E MAIN ST, LADOGA, IN 47954-9363
Document Number0202001589
Instrument DateMar 30, 2020
Instrument202001589
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 NORTHWOOD BLVD, GREENCASTLE, IN 46135-1330

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IN
Recording DateSep 6, 2019
Property Address1013 E MAIN ST, LADOGA, IN 47954-9363
Document Number0201904795
Instrument DateSep 6, 2019
Instrument201904795
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6081 E STATE ROAD 234, 6081, LADOGA, IN 47954-7203

Transferred To (Grantee/Buyer)

NameVerified Name
Address947 SHAKER MILL RD, BOWLING GREEN, KY 42103-9064
InvestorPossibly a Property Investor

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY IN
Recording DateSep 6, 2019
Property Address1013 E MAIN ST, LADOGA, IN 47954-9363
Document Number0201904796
Instrument DateSep 3, 2019
Instrument201904796
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address947 SHAKER MILL RD, BOWLING GREEN, KY 42103-9064
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMontgomery County
County SubdivisionClark Township
MunicipalityLadoga Town
Unified School DistrictSouth Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,083.00 (+15.92%)$667,700 (+17.28%) Land $21,500 Building $646,200$667,700 (+17.28%) Land $21,500 Building $646,200
2024$13,011.00 (-0.14%)
2023$13,029.00 (-5.18%)$569,300 Land $21,500 Building $547,800$569,300 Land $21,500 Building $547,800
2022$13,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2008–2015)
Most Recent ClaimJul 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADOGA WATER WORKS
serves 1,180 people · EPA ID IN5254006
Water SourceGroundwater
Last State InspectionFeb 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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