Winneshiek County property record for 1013 Division St, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 926 sqft · built 1900 |
| Lot Size | 0.141 acres (6,150 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,074 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112125300500 |
| Primary APN | 112125300500 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 926 sqft Living Area |
| 1st Floor Area | 384 sqft |
| Basement Area | 636 sqft |
| Unfinished Basement | 636 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,150 sqft (0.141 acres) |
| Lot Dimensions | 123 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 178 sqft |
| Deck Area | 92 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1013 DIVISION ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 5 PAINE & O'CONNOR'S ADDN |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 21 |
| Legal Subdivision | PAINE & OCONNORS ADD |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 950300 |
1013 Division St is owned and occupied by an individual who acquired it in June 2011.
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1013 DIVISION ST, DECORAH, IA 52101-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 13, 2011 |
| Transfer Doc | 2011/1738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 1013 DIVISION ST, DECORAH, IA 52101-2401 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/3691 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 2020/3691 |
| Instrument | 2020 3691 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1013 Division St was $2,074 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,074.00 | $130,760 (-) Land $19,110 Building $111,650 | $130,760 (-) Land $19,110 Building $111,650 |
| 2025 | $2,074.00 (+5.39%) Homeowner's exemption | $130,760 Land $19,110 Building $111,650 | $130,760 Land $19,110 Building $111,650 |
| 2024 | $1,968.00 | ||
| 2023 | $114,810 (+15.47%) Land $19,110 Building $95,700 | $114,810 Land $19,110 Building $95,700 | |
| 2022 | $1,886.00 Homeowner's exemption | $99,430 Land $15,930 Building $83,500 | |
| 2021 | $99,430 Land $15,930 Building $83,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1013 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1013 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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