Bedford County property record for 1013 Cobblestone Ln, Forest, VA 24551 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $414,000 (Aug 2026) |
| Tax Bill | $1,481 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 99 20 21 |
| Primary APN | 99 20 21 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,920 sqft (0.09 acres) |
|---|
| Street Address | 1013 COBBLESTONE LN |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-1899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FARMINGTON AT FOREST SEC 16 LT 21 PB 50/128 |
| Legal Subdivision | FARMINGTON AT FOREST |
| Legal Lot Number | 2 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30103 |
Source: Bedford County records · APN 99 20 21
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1013 COBBLESTONE LN, FOREST, VA 24551-1899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed, Transfer · Conventional Mortgage NFM LENDING |
| Jan 09, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST |
| Aug 29, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Nov 01, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF THE JAMES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2026 · Amount on Record |
| Deed Sale | Aug 03, 2026 · Amount on Record |
| Prior Sale | Aug 29, 2022 · Amount on Record |
| Deed Document Number | 20267152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Aug 03, 2026 |
| Property Address | 1013 COBBLESTONE LN, FOREST, VA 24551-1899 |
| Document Number | 0000007152 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20267152 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,814.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1013 COBBLESTONE LN, FOREST, VA 24551-1899 |
| Document Number | 0000007153, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 20267153 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1013 COBBLESTONE LN, FOREST, VA 24551-1899 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0190000214 |
|---|---|
| Date | Jan 09, 2019 |
| Instrument | 190000214 |
| Name | UNION BANK & TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Aug 29, 2022 |
| Property Address | 1013 COBBLESTONE LN, FOREST, VA 24551-1899 |
| Document Number | 0220009701 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 220009701 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1013 COBBLESTONE LN, FOREST, VA 24551-1899 |
| Document Number | 0220009702 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 220009702 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Nov 01, 2019 |
| Property Address | 1013 COBBLESTONE LN, FOREST, VA 24551-1899 |
| Document Number | 0190010361 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 190010361 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | ACQUISITION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1013 COBBLESTONE LN, FOREST, VA 24551-1899 |
| Document Number | 0190010362 |
|---|---|
| Date | Nov 01, 2019 |
| Instrument | 190010362 |
| Name | BANK OF THE JAMES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,481.00 | $361,400 (-) Land $50,000 Building $311,400 | |
| 2025 | $1,481.00 | $361,400 (+1%) Land $50,000 Building $311,400 | |
| 2023 | $1,481.00 Additional exemption filed | $180,700 | $361,400 Land $50,000 Building $311,400 |
Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190301031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low above 32% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fiber | 5,000 / 5,000 |
| Shenandoah Telecommunications Company | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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