1013 Cindy Cir, Waco, TX 76710 Property Records

McLennan County property record for 1013 Cindy Cir, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,952 sqft · built 1964
Lot Size	0.663 acres (28,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,100 (Jun 2020)
Tax Bill	$5,913 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-010101-008400-6`

Property Details

APN / Parcel Number

Primary APN	`48-010101-008400-6`
Alternative APNs	`4801010100840060111` `169049`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	28,893 sqft (0.663 acres)
Garage Area	384 sqft
Driveway	Concrete Driveway
Driveway Area	1,269 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Porch Area	444 sqft
Patio Area	336 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1013 CINDY CIR
City	WACO
State	TX
Zip	76710-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	COUNTRY CLUB EST LOT 8 BLOCK A ACRES .6633
Legal Subdivision	COUNTRY CLUB EST
Legal Block	A
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3008
Census Tract	2501

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 CINDY CIR, WACO, TX 76710-4024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Vendor's Lien, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 3, 2017	Deed of Trust, Mortgage COMMUNITY BK&TR WACO TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Oct 18, 2013 · Amount on Record
Deed Document Number	202020378
Prior Transfer Date	Jun 19, 2020
Prior Transfer Doc	0000020378
Record Updated	Oct 29, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 22, 2020
Property Address	1013 CINDY CIR, WACO, TX 76710-4024
Document Number	0000020378
Map Reference	VOL 854 PG 593
Instrument Date	Jun 19, 2020
Instrument	2020020378
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 CINDY CIR, WACO, TX 76710-4024

Mortgage

Document Number	0000020379
Date	Jun 22, 2020
Instrument	2020020379

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1013 CINDY CIR, WACO, TX 76710-4024
Document Number	0000000676
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1013 CINDY CIR WACO TX 767104024, WACO, TX 76710-4024

Mortgage

Document Number	0000000676
Date	Jan 9, 2017
Instrument	676

Lender

Name	COMMUNITY BK&TR WACO TX
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,000 (-) Land $30,340 Building $329,660	$360,000 (-) Land $30,340 Building $329,660
2025	$5,913.00 (-0.25%) Homeowner's exemption	$360,000 (+5.88%) Land $30,340 Building $329,660	$360,000 (+5.88%) Land $30,340 Building $329,660
2024	$5,928.00 (+9.88%)
2023		$340,000 Land $26,290 Building $313,710	$340,000 Land $26,290 Building $313,710
2022	$5,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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