Union County property record for 1013 Cherry Tree Ln, New Albany, MS 38652
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,644 sqft · built 2023 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,976 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051N-09-045.29 |
| Primary APN | 051N-09-045.29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1013 CHERRY TREE LN |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-8516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT 24 & 25 PT SE 1/4 |
| Legal Tract | 24 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950400 |
1013 Cherry Tree Ln, a rural home, is owned and occupied by an individual who acquired it in December 2023.
Source: Union County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1013 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK |
| Dec 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage BNA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 |
| Deed Sale | Dec 20, 2023 |
| Deed Document Number | 2023004819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 1013 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4098 CAIRO LOOP, ECRU, MS 38841-9600 |
| Document Number | 2022003502 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022003502 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 12, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION MS |
| Recording Date | Dec 20, 2023 |
| Property Address | 1013 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Document Number | 2023004819 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 2023004819 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4098 CAIRO LOOP, ECRU, MS 38841-9600 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1013 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Document Number | 2023004820 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023004820 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 1013 Cherry Tree Ln was $1,976 with a homeowner's exemption, up 3.2% from the year before.
Source: Union County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,976.00 (+3.19%) Homeowner's exemption | $15,476 | $154,760 Land $15,200 Building $139,560 |
| 2024 | $1,915.00 (+1,981.52%) | ||
| 2023 | $92.00 | $645 | $4,300 Land $4,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1013 Cherry Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1013 Cherry Tree Ln is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW ALBANY serves 8,900 people · EPA ID MS0730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| ACE Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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