Union County property record for 1007 Cherry Tree Ln, New Albany, MS 38652
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,472 sqft · built 2001 |
| Lot Size | 0.364 acres (15,875 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,405 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051N-09-045.14 |
| Primary APN | 051N-09-045.14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,875 sqft (0.364 acres) |
| Lot Dimensions | 125 ft deep x 127 ft wide |
| Loading Dock | 448 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1007 CHERRY TREE LN |
|---|---|
| City | NEW ALBANY |
| State | MS |
| Zip | 38652-8516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE 1/4 |
| Jurisdiction | UNION MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950400 |
Source: Union County records · APN 051N-09-045.14
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 22, 2021 | Deed of Trust, Mortgage BNA BANK |
| Jul 02, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2022 |
| Deed Sale | Apr 18, 2022 |
| Deed Document Number | 202200158 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Document Number | 2025004369 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025004369 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Document Number | 2021000997 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021000997 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1398 COUNTY ROAD 126, NEW ALBANY, MS 38652-8840 |
| Document Number | 2022001589 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022001589 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Document Number | 2021004779 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021004779 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 22, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Document Number | 2024002969 |
|---|---|
| Date | Jul 02, 2024 |
| Instrument | 2024002969 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION MS |
| Property Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1007 CHERRY TREE LN, NEW ALBANY, MS 38652-8516 |
| Document Number | 2025000951 |
|---|---|
| Date | Mar 24, 2025 |
| Instrument | 2025000951 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
Source: Union County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Union County |
| Municipality | New Albany City |
| Unified School District | New Albany Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,405.00 (+3.38%) Homeowner's exemption | $11,596 (-) | $115,960 (-) Land $11,810 Building $104,150 |
| 2024 | $1,359.00 (-0.37%) | ||
| 2023 | $1,364.00 (+22.11%) Homeowner's exemption | $11,596 (+17.88%) | $115,960 (+17.88%) Land $11,810 Building $104,150 |
| 2022 | $1,117.00 Homeowner's exemption | $9,837 | $98,370 Land $10,630 Building $87,740 |
Source: FEMA National Flood Hazard Layer, Union County (28145C), as of March 11, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281459504001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 45% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber | 10,000 / 10,000 |
| Alcorn County Electric Power Association Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Telapex Fixed Wireless | 100 / 20 |
Based on FCC filings for 60 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MS0730006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NEW ALBANY serves 8,900 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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