1013 Central Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 1013 Central Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,008 sqft · built 2006
Lot Size	0.184 acres (8,025 sqft)
Owner	Individual Name on File
Last Sale	$234,095 (Feb 2015)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-219334`

Property Details

APN / Parcel Number

Primary APN	`07-219334`
Alternative APN	`219334`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,025 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	219334
Street Address	1013 CENTRAL AVE
City	CAMBRIDGE
State	MD
Zip	21613-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-8,025.22 SF CENTRAL AVE CAMBRIDGE
Legal Subdivision	LANDS WILLIAM DAVIS CAMBRIDGE
Legal Lot Number	2-8
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	970600

Owner

Source: Dorchester County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	307 BALTIMORE AVE SW, GLEN BURNIE, MD 21061-3854
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2015 · Amount on Record
Deed Sale	Feb 19, 2015 · Amount on Record
Prior Sale	Jan 2, 2007 · Amount on Record
Deed Book / Page	1250 / 481
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1013 CENTRAL AVE, CAMBRIDGE, MD 21613-2701
Document Number	0014500197
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 CENTRAL AVE CAMBRIDGE MD 216132701, CAMBRIDGE, MD 21613-2701

Mortgage

Document Number	0014500197
Date	Mar 5, 2018
Book Page	001450/000197

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 4, 2043

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,333 (+16.89%)	$156,400 (+11.87%) Land $16,300 Building $140,100
2025	$2,625.00 (+14.23%)
2023	$2,298.00	$124,333	$139,800 Land $16,300 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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