Dorchester County property record for 1003 Central Ave, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 928 sqft · built 1974 |
| Lot Size | 0.175 acres (7,634 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Dec 2001) |
| Tax Bill | $1,652 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-179340 |
| Primary APN | 07-179340 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 928 sqft Total Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,634 sqft (0.175 acres) |
| Deck Area | 128 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 179340 |
|---|---|
| Street Address | 1003 CENTRAL AVE |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | LOT 7,634.57 SQ.FT. 1003 CENTRAL AVENUE CAMBRIDGE |
| Legal Lot Number | 7 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970600 |
1003 Central Ave is owned and occupied by an individual who bought it in December 2001.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1003 CENTRAL AVE, CAMBRIDGE, MD 21613-2701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2001 · Amount on File |
| Deed Sale | Dec 11, 2001 · Amount on File |
| Deed Document Number | 2001612 |
| Deed Book / Page | 467 / 408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 1003 CENTRAL AVE, CAMBRIDGE, MD 21613-2701 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1003 CENTRAL AVE, CAMBRIDGE, MD 21613-2701 |
| Document Number | 0019630481 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 1963/481 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 1003 Central Ave was $1,652 with a homeowner's exemption, up 1.7% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,652.00 (+1.72%) Homeowner's exemption | $88,433 | $92,300 Land $16,300 Building $76,000 |
| 2025 | $1,624.00 Homeowner's exemption | ||
| 2023 | $1,216.00 Homeowner's exemption | $78,700 | $86,500 Land $16,300 Building $70,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1003 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1003 Central Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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