Black Hawk County property record for 10127 Independence Ave, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1922 |
| Lot Size | 1.38 acres (60,112 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,152 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8911-22-351-003 |
| Primary APN | 8911-22-351-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,112 sqft (1.38 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Shed | 1 Shed |
| Poultry House | Poultry House |
| Street Address | 10127 INDEPENDENCE AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART W 1/2 SW SEC 22 T 89 R 11 COM AT PT ON S LINE W 1/2 SW 400 FT W OF SE COR THEREOF TH N AT RT ANGS 435.6 FT TH W PAR WITH |
| Legal Range | 11W |
| Legal Township | 89N |
| Legal Section | 22 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BARCLAY |
| Census Block Group | 1 |
| Census Block | 1106 |
| Census Tract | 2800 |
10127 Independence Ave is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10127 INDEPENDENCE AVE, WATERLOO, IA 50703-9346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10127 Independence Ave was $2,152, up 3.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Jesup Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,152.00 (+3.46%) | $182,460 Land $62,400 Building $120,060 | $182,460 Land $62,400 Building $120,060 |
| 2024 | $2,080.00 | ||
| 2023 | $166,190 (+31.7%) Land $52,000 Building $114,190 | $166,190 Land $52,000 Building $114,190 | |
| 2022 | $1,794.00 | $126,190 Land $41,600 Building $84,590 | |
| 2021 | $126,190 Land $41,600 Building $84,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10127 Independence Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1990–2016) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10127 Independence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Heartland Technology Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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