10124 Stephens Pl, Saint Ann, MO 63074 Property Records

St. Louis County property record for 10124 Stephens Pl, Saint Ann, MO 63074

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,670 sqft · built 1950
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Jan 2020)
Tax Bill$3,323 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12L-21-0423

Property Details

APN / Parcel Number

Primary APN12L-21-0423

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,670 sqft Living Area
Gross Area1,950 sqft
1st Floor Area750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area210 sqft
Deck AreaDeck Area
Patio Area80 sqft
Canopy210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10124 STEPHENS PL
CitySAINT ANN
StateMO
Zip63074-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code72R1
Legal DescriptionSURV 400 LOC 100 FEET N OF LN LOT 14 STEPHENS PLACE CORNER L OT
Legal SubdivisionUS SURVS 167 & 400
Legal Lot Number14
JurisdictionST LOUIS MO
Township / Civil DivisionAIRPORT
Census Block Group3
Census Block3004
Census Tract213301

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10124 STEPHENS PL, SAINT ANN, MO 63074-1705
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2020 · Amount on Record
Deed SaleJan 13, 2020 · Amount on Record
Deed Document Number2020112
Deed Book / Page23880 / 664
Prior Transfer DateSep 25, 2019
Prior Transfer Doc02371600031
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJan 13, 2020
Property Address10124 STEPHENS PL, SAINT ANN, MO 63074-1705
Document Number0238800664
Book / Page023880 / 000664
Instrument DateJan 9, 2020
Instrument112
Transaction TypeTransfer
Record UpdatedJun 10, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10124 STEPHENS PL ST ANN MO 630741705, ST ANN, MO 63074-1705

Mortgage

Document Number238800667
DateJan 13, 2020
Book Page023880/000667
Instrument113
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueJan 12, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalitySt. Ann City
Unified School DistrictRitenour School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,990 (-) Land $5,430 Building $31,560$194,700 (-) Land $28,600 Building $166,100
2025$3,323.00 (+11.51%)$36,990 (+21.6%) Land $5,430 Building $31,560$194,700 (+21.61%) Land $28,600 Building $166,100
2024$2,980.00 (+3.01%)
2023$2,893.00 (+18.27%)$30,420 (+27.92%) Land $4,180 Building $26,240$160,100 (+27.88%) Land $22,000 Building $138,100
2022$2,446.00$23,780 Land $3,340 Building $20,440
2021$125,200 Land $17,600 Building $107,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims7 (2008–2022)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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