10109 Stephens Pl, Saint Ann, MO 63074 Property Records

St. Louis County property record for 10109 Stephens Pl, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1963
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on File
Last Sale	$13,351,300 (Jan 2026)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12L-21-0524`

Property Details

APN / Parcel Number

Primary APN	`12L-21-0524`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Asbestos
Foundation Type	Raised
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Terrain	Above Road/Slope

Exterior Amenities

Porch	Open Frame Porch
Patio Area	98 sqft
Shed	1 Shed
Shed Area	156 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10109 STEPHENS PL
City	SAINT ANN
State	MO
Zip	63074-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	STEPHENS PLACE LOT PT 1 (EAST 50 FEET)
Legal Subdivision	STEPHENS PLACE
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	3
Census Block	3004
Census Tract	213301

Owner

10109 Stephens Pl is owned by a company that bought it in January 2026.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	2319A WOODSON RD, SAINT LOUIS, MO 63114-5529
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Trustee's Deed, Transfer · Line of Credit COREVEST AMERICAN FIN LENDER L
Jan 23, 2018	Deed of Trust, Mortgage BANK OF SULLIVAN
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit MAIN STREET FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	2026400
Prior Transfer Date	Dec 24, 2025
Prior Transfer Doc	0000000400
Record Updated	Oct 29, 2026

October 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 2, 2019
Property Address	10109 STEPHENS PL, SAINT ANN, MO 63074-1704
Document Number	0237241748
Book / Page	023724 / 001748
Instrument Date	Sep 27, 2019
Instrument	347
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10424 LACKLAND RD ST LOUIS MO 631142202, ST LOUIS, MO 63114-2202
Investor	Possibly a Property Investor

Mortgage

Document Number	237241761
Date	Oct 2, 2019
Book Page	023724/001761
Instrument	348

Lender

Name	COREVEST AMERICAN FIN LENDER L
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10109 STEPHENS PL, SAINT ANN, MO 63074-1704
Document Number	0228702708
Book / Page	022870 / 002708
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10424 LACKLAND RD OVERLAND MO 631142202, OVERLAND, MO 63114-2202

Mortgage

Document Number	0228702708
Date	Jan 24, 2018
Book Page	022870/002708
Instrument	637

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10109 STEPHENS PL, SAINT ANN, MO 63074-1704
Document Number	0224380529
Book / Page	022438 / 000529
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	VISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GANDY DR ST LOUIS MO 631464937, ST LOUIS, MO 63146-4937

Mortgage

Document Number	0224380529
Date	Mar 15, 2017
Book Page	022438/000529
Instrument	81

Lender

Name	MAIN STREET FNDG
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10109 Stephens Pl was $1,890, up 1.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,900 (-) Land $4,940 Building $15,960	$110,000 (-) Land $26,000 Building $84,000
2025	$1,890.00 (+1.89%)	$20,900 Land $4,940 Building $15,960	$110,000 Land $26,000 Building $84,000
2024	$1,855.00 (+3%)
2023	$1,801.00 (+28%)	$18,830 (+37.65%) Land $3,800 Building $15,030	$99,100 Land $20,000 Building $79,100
2022	$1,407.00	$13,680 Land $3,040 Building $10,640
2021			$72,000 Land $16,000 Building $56,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10109 Stephens Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2008–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10109 Stephens Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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