10123 E North Timberlake Ave, Effingham, IL 62401 Property Records

Effingham County property record for 10123 E North Timberlake Ave, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,344 sqft · built 1979
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Tax Bill$3,809 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN11-07-142-029

Property Details

APN / Parcel Number

Primary APN11-07-142-029

Interior

Bedrooms1 Bed
Stories1 Story
Building Area1,344 sqft Base Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Unfinished Basement1,344 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeFrame
Lot Area25,265 sqft (0.58 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10123 E NORTH TIMBERLAKE AVE
CityEFFINGHAM
StateIL
Zip62401-4468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 TIMBERLAKE SUB 805/92
Legal SubdivisionTIMBERLAKE SUBDIVISION
Legal Lot Number29
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group4
Census Block4008
Census Tract950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10123 E NORTH TIMBERLAKE AVE, EFFINGHAM, IL 62401-4468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Recording DateApr 8, 2026
Property Address10123 E NORTH TIMBERLAKE AVE, EFFINGHAM, IL 62401-4468
Document Number0000001272
Instrument DateApr 3, 2026
Instrument20261272
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205

Mortgage

Document Number0000001272,
DateApr 8, 2026
Instrument20261272
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 23, 2036
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,809.00 (+42.61%)$83,260 (+31.28%) Land $6,350 Building $76,910$249,780 (+31.28%) Land $19,050 Building $230,730
2022$2,671.00 Homeowner's exemption$63,420 Land $4,830 Building $58,590$190,260 Land $14,490 Building $175,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on E North Timberlake Ave

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