10071 E North Timberlake Ave, Effingham, IL 62401 Property Records

Effingham County property record for 10071 E North Timberlake Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,253 sqft · built 1979
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Nov 2021)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-142-027`

Property Details

APN / Parcel Number

Primary APN	`11-07-142-027`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,253 sqft Base Area
1st Floor Area	1,253 sqft
Basement Area	1,253 sqft
Unfinished Basement	1,253 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	23,522 sqft (0.54 acres)
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10071 E NORTH TIMBERLAKE AVE
City	EFFINGHAM
State	IL
Zip	62401-4469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 TIMBERLAKE SUB 25002835 3736/114 3736/110 3436/236 3276/67 1577/301 1420/317 1134/08 797/86
Legal Subdivision	TIMBERLAKE SUBDIVISION
Legal Lot Number	27
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4008
Census Tract	950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10071 E NORTH TIMBERLAKE AVE, EFFINGHAM, IL 62401-4469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Dec 19, 2018	Warranty Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	202121005415
Deed Book / Page	3736 / 114
Last Transfer Date	Jul 28, 2025
Transfer Doc	0000002835
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10071 E NORTH TIMBERLAKE AVE, EFFINGHAM, IL 62401-4469
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202525003421
Date	Sep 23, 2025
Instrument	202525003421

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 23, 2035

Interest

Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 2, 2021
Property Address	10071 E NORTH TIMBERLAKE AVE, EFFINGHAM, IL 62401-4469
Document Number	003736/114
Book / Page	3736 / 114
Map Reference	MB 10 PG 170
Instrument Date	Oct 29, 2021
Instrument	202121005415
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10071 E NORTH TIMBERLAKE AVE, EFFINGHAM, IL 62401-4469

Mortgage

Document Number	202121005416
Date	Nov 2, 2021
Instrument	202121005416

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 19, 2018
Property Address	10071 E NORTH TIMBERLAKE AVE, EFFINGHAM, IL 62401-4469
Document Number	003436/236
Book / Page	3436 / 236
Map Reference	MB 10 PG 170
Instrument Date	Dec 19, 2018
Instrument	201801805306
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$216.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	418 W KENTUCKY AVE, EFFINGHAM, IL 62401-2208

Mortgage

Document Number	201801805307
Date	Dec 19, 2018
Instrument	201801805307

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00 (+90.86%)	$80,470 (+31.27%) Land $5,940 Building $74,530	$241,410 (+31.27%) Land $17,820 Building $223,590
2022	$2,057.00 Homeowner's exemption	$61,300 Land $4,530 Building $56,770	$183,900 Land $13,590 Building $170,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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