1012 Watson Ln, Henderson, KY 42420 Property Records

Henderson County property record for 1012 Watson Ln, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,755 sqft · built 1972
Owner	Company Name on Record
Last Sale	$110,000 (Apr 2017)
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`65I-18`

Property Details

APN / Parcel Number

Primary APN	`65I-18`
Alternative APN	`41923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,755 sqft Finished Area

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	41923
Street Address	1012 WATSON LN
City	HENDERSON
State	KY
Zip	42420-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	BROOKHAVEN
Legal Block	D
Legal Lot Number	18
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	1
Census Block	1017
Census Tract	20701

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 333, HENDERSON, KY 42419-0333
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF CARMI
Apr 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	2017004102
Deed Book / Page	RE 0623 / 489
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1012 WATSON LN, HENDERSON, KY 42420-2256
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TOTAL TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1237/726
Date	Apr 26, 2017
Book Page	MT 1237/726
Instrument	2017004669

Lender

Name	FIRST NATIONAL BANK OF CARMI
Type	Bank
Address	EVANSVILLE, IN 47715

Agreement

Amount	Amount Recorded
Term	182 Months
Due	Jun 5, 2032

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON KY
Recording Date	Apr 10, 2017
Property Address	1012 WATSON LN, HENDERSON, KY 42420-2256
Document Number	RE0623/489
Book / Page	RE 0623 / 489
Map Reference	DD 225 PG 378
Instrument Date	Apr 3, 2017
Instrument	2017004102
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1263 TARANSAY DR, 1263, HENDERSON, KY 42420-2580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7692 GREEN RIVER RD, HENDERSON, KY 42420

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,730.00 (-0.8%) Homeowner's exemption	$156,000 (-)	$156,000 (-)
2023	$1,744.00 (+12.44%) Homeowner's exemption	$156,000 (+11.43%)	$156,000 (+11.43%)
2022	$1,551.00 Homeowner's exemption	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on Watson Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures