921 Watson Ln, Henderson, KY 42420 Property Records

Henderson County property record for 921 Watson Ln, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,637 sqft · built 1967
Lot Size	0.43 acres (18,750 sqft)
Owner	Individual Name on File
Last Sale	$165,500 (Oct 2018)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65I-30`

Property Details

APN / Parcel Number

Primary APN	`65I-30`
Alternative APN	`44496`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,637 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,750 sqft (0.43 acres)
Lot Dimensions	125 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	44496
Street Address	921 WATSON LN
City	HENDERSON
State	KY
Zip	42420-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	BROOKHAVEN
Legal Block	G
Legal Lot Number	2
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	1
Census Block	1014
Census Tract	20701

Owner

921 Watson Ln is owned and occupied by an individual who bought it in October 2018.

Source: Henderson County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	921 WATSON LN, HENDERSON, KY 42420-2267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 25, 2018	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Prior Sale	May 8, 2015
Deed Document Number	2018011723
Deed Book / Page	RE 0633 / 985
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	921 WATSON LN, HENDERSON, KY 42420-2267
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1386/327
Date	Mar 21, 2022
Book Page	MT1386/327
Instrument	2022002788

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Oct 25, 2018
Property Address	921 WATSON LN, HENDERSON, KY 42420-2267
Document Number	RE0633/985
Book / Page	RE 0633 / 985
Map Reference	DD 225 PG 378
Instrument Date	Oct 19, 2018
Instrument	2018011723
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2049 STATE ROUTE 141 N, MORGANFIELD, KY 42437-7073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 WATSON LN, HENDERSON, KY 42420-2267

Mortgage

Document Number	2018011724
Date	Oct 25, 2018
Instrument	2018011724

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 921 Watson Ln was $1,962.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00	$177,000	$177,000
2023	$1,978.00 (+7.91%)	$177,000 (+6.95%)	$177,000 (+6.95%)
2022	$1,833.00	$165,500	$165,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 Watson Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Watson Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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