St. Johns County property record for 1012 W Terranova Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,816 sqft · built 2006 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $669,000 (Mar 2024) |
| Tax Bill | $10,163 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028685-0290 |
| Primary APN | 028685-0290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,816 sqft Living Area |
| Gross Area | 3,706 sqft |
| 1st Floor Area | 2,816 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 710 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,080 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 210 sqft |
| Deck Area | Deck Area |
| Patio Area | 630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1012 W TERRANOVA WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 52/16-42 MURABELLA UNIT 1 LOT 29 OR5919/54 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20906 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1012 W TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on Record |
| Deed Sale | Mar 21, 2024 · Amount on Record |
| Prior Sale | May 17, 2006 · Amount on Record |
| Deed Document Number | 202421265 |
| Deed Book / Page | 5919 / 54 |
| Prior Transfer Date | Nov 23, 2011 |
| Prior Transfer Doc | 0035130883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 21, 2024 |
| Property Address | 1012 W TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0474 |
| Document Number | 0059190054 |
| Book / Page | 5919 / 54 |
| Map Reference | MB 52 PG 16-42 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024021265 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Title Company | HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,683.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5980 COUNTY ROAD 208, ST AUGUSTINE, FL 32092-0371 |
| Name | Verified Name |
|---|---|
| Address | 1012 W TERRANOVA WAY, ST AUGUSTINE, FL 32092-0474 |
| Document Number | 0000591956 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 5919/56 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1012 W TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0474 |
| Document Number | 0049780718 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1012 W TERRANOVA WAY ST AUGUSTINE FL 320920474, ST AUGUSTINE, FL 32092-0474 |
| Document Number | 0049780718 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 004978/000718 |
| Instrument | 52231 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,294 (-2.11%) Land $110,000 Building $407,294 | $517,294 (-2.11%) Land $110,000 Building $407,294 | |
| 2025 | $10,163.00 (+8.81%) Homeowner's exemption | $528,452 (+2.49%) | $528,452 (+2.49%) Land $110,000 Building $418,452 |
| 2024 | $9,340.00 (+3.89%) Homeowner's exemption | $515,591 (-1.69%) | $515,591 (-1.69%) Land $105,000 Building $410,591 |
| 2023 | $8,990.00 (+7.5%) | $524,448 (+12.09%) | $524,448 (+12.09%) Land $89,600 Building $434,848 |
| 2022 | $8,363.00 | $467,896 | $467,896 Land $89,600 Building $378,296 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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