Fannin County property record for 1012 W 12th St, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,296 sqft · built 1920 |
| Lot Size | 0.498 acres (21,719 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,836 (2024) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0727-023-0000-05 |
| Primary APN | 0727-023-0000-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 896 sqft |
| 2nd Floor Area | 400 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood Frame |
| Lot Area | 21,719 sqft (0.498 acres) |
| Lot Dimensions | 212 ft deep x 60 ft wide |
| Porch | Porch |
| Porch Area | 106 sqft |
| Heating System | HVAC |
|---|
| Account Number | 0727-023-0000-05 |
|---|---|
| Old Parcel Number | 79786 |
| Street Address | 1012 W 12TH ST |
| City | BONHAM |
| State | TX |
| Zip | 75418-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0727 M MC DONALD, ACRES .4986 |
| Legal Subdivision | MARY MCDONALD SURV |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950401 |
Source: Fannin County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 N CLEVELAND AVE, SHERMAN, TX 75090-6311 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2013 |
| Deed Sale | Mar 20, 2013 |
| Deed Document Number | 0001665480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 1012 W 12TH ST, BONHAM, TX 75418-2808 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2139/0383 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 2139/0383 |
| Instrument | 2019-3372 |
| Name | FANNIN BANK |
|---|---|
| Type | Bank |
| Address | BONHAM, TX 75418 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 5, 2029 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,000 (+33.73%) Land $55,600 Building $56,400 | $112,000 (+33.73%) Land $55,600 Building $56,400 | |
| 2024 | $1,836.00 (+96.57%) | ||
| 2023 | $83,750 Land $40,180 Building $43,570 | $83,750 Land $40,180 Building $43,570 | |
| 2018 | $934.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1993–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BONHAM serves 10,746 people · EPA ID TX0740001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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