1012 Villaverde Cir, Norman, OK 73071 Property Records

Cleveland County property record for 1012 Villaverde Cir, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · built 2023
Lot Size	0.45 acres (19,602 sqft)
Owner	Trust Name on File
Last Sale	$700,000 (Apr 2024)
Tax Bill	$9,855 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0186811`

Property Details

APN / Parcel Number

Primary APN	`R0186811`
Alternative APNs	`NC29MTRD2 1 15001` `186811`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	186811
Street Address	1012 VILLAVERDE CIR
City	NORMAN
State	OK
Zip	73071-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTORO RIDGE 2 LOT 15 BLK 1
Legal Range	02W
Legal Township	09
Legal Section	17
Legal Subdivision	MONTORO RIDGE 2
Legal Block	1
Legal Lot Number	15
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5000
Census Tract	201403

Owner

1012 Villaverde Cir is owner-occupied and held in a trust since September 2024.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	Trust Name on File
Mailing Address	1012 VILLAVERDE CIR, NORMAN, OK 73071-5105
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Intrafamily Transfer, Transfer · Commercial Mortgage WATERSEDGE MINISTRY SERVICES
Apr 23, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jul 31, 2023	Warranty Deed, Transfer · Commercial Mortgage LANDMARK FINE HOMES LO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024 · Amount on File
Deed Sale	Apr 23, 2024 · Amount on File
Prior Sale	Jul 31, 2023 · Amount on File
Deed Document Number	20249980
Deed Book / Page	6656 / 1399
Last Transfer Date	Sep 23, 2024
Transfer Doc	R202425990
Record Updated	Jun 8, 2026

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Sep 23, 2024
Property Address	1012 VILLAVERDE CIR, NORMAN, OK 73071-5105
Document Number	R202425990
Book / Page	6714 / 537
Instrument Date	Sep 23, 2024
Instrument	R 2024 25990
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1012 VILLAVERDE CIR, NORMAN, OK 73071-5105
Mail Care Of	BRANT T MCCALL LAUREN E MCCALL

Mortgage

Document Number	R202426082
Date	Sep 23, 2024
Instrument	R 2024 26082

Lender

Name	WATERSEDGE MINISTRY SERVICES
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	319 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 23, 2024
Property Address	1012 VILLAVERDE CIR, NORMAN, OK 73071-5105
Document Number	0R20249980
Book / Page	6656 / 1399
Instrument Date	Apr 9, 2024
Instrument	R 2024 9980
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 VILLAVERDE CIR, NORMAN, OK 73071-5105

Mortgage

Document Number	0R20249981
Date	Apr 23, 2024
Instrument	R 2024 9981

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 31, 2023
Property Address	1012 VILLAVERDE CIR, NORMAN, OK 73071-5105
Document Number	R202320618
Book / Page	6574 / 92
Instrument Date	Jul 27, 2023
Instrument	R 2023 20618
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 WASHINGTON DR, NORMAN, OK 73069-1014
Investor	Possibly a Property Investor

Mortgage

Document Number	R202320619
Date	Jul 31, 2023
Instrument	R 2023 20619

Lender

Name	LANDMARK FINE HOMES LO
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Villaverde Cir was $9,855 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,855.00 Homeowner's exemption	$83,119 Land $10,819 Building $72,300	$692,660 Land $90,160 Building $602,500
2023	$196.00 (+4.26%)	$1,629 (-) Land $1,629	$13,578 (-) Land $13,578
2022	$188.00	$1,629 Land $1,629	$13,578 Land $13,578

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1012 Villaverde Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Villaverde Cir is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OEC Fiber.

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